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11-12-2023, 12:51 PM | #121 |
Life is changing..
Join Date: Jul 2012
Location: NW Missouri
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I poop at Kohl's almost exclusively. Saves a lot of money on TP.
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Posts: 39,160
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11-12-2023, 12:59 PM | #122 | |
In my youth i pray to keep
Join Date: Nov 2013
Location: Clown World
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Quote:
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Posts: 15,793
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11-12-2023, 01:00 PM | #123 |
In my youth i pray to keep
Join Date: Nov 2013
Location: Clown World
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Posts: 15,793
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11-12-2023, 01:25 PM | #124 | |
You gotta kill a few people
Join Date: Sep 2007
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Quote:
Everyone’s situation is different but I don’t see a problem with having a few thousand in a HYSA just to be totally liquid in a pinch. |
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Posts: 44,515
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11-12-2023, 01:29 PM | #125 |
'Stachecicle
Join Date: Sep 2003
Location: The Tolerance Box
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Six months isn’t a magical number. The months of expenses is based on consideration of monthly non-adjustable expenses and likelihood of and potential length of income disruption. Keeping 6 mos of expenses might make make sense for someone self employed or doing season work, but 3 three months might be more than enough for a person working in a more stable job situation.
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Posts: 7,086
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11-12-2023, 01:33 PM | #126 |
It was not a fair catch
Join Date: Aug 2012
Location: Correcting papers
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dont buy crap I do not need
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Posts: 36,622
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11-12-2023, 01:34 PM | #127 | |
In my youth i pray to keep
Join Date: Nov 2013
Location: Clown World
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Quote:
I was pretty proud for a while, i had my savings acount up to almost 30k before almost all that nonsense started. |
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Posts: 15,793
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11-12-2023, 01:43 PM | #128 |
That's just f***in' stupid
Join Date: Aug 2000
Location: suburbia
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Max your company's 401k match
Max HSA Max ESPP Carry zero balance on cards Buy groceries/prepare your meals at home Purchase items for utility, not flash |
Posts: 12,355
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11-12-2023, 01:47 PM | #129 |
TACO SALAD
Join Date: Apr 2008
Location: yes
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If you contribute to a Roth IRA, you can remove the contributions. If you put 5k in each year the last decade and it's grown to 80k. You can remove the 50k in contributions. You already paid taxes on it. You'll get hit for touching the gains but the contributions you can pull.
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Posts: 5,918
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11-12-2023, 02:05 PM | #130 | |
You gotta kill a few people
Join Date: Sep 2007
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Quote:
I’ve been wanting to transfer but not looking forward to paying all those taxes at once. |
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Posts: 44,515
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