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#2 | |
On Hiatus
Join Date: Aug 2000
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Posts: 11,532
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#3 |
Has a particular set of skills
Join Date: Dec 2003
Location: On the water
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Posts: 79,711
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#4 |
On Hiatus
Join Date: Aug 2000
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Posts: 11,532
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#5 |
Certified Bourbon taster
Join Date: Aug 2000
Location: Shawnee KS
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My advice is: Get that library card out, and go check out some good reading material. Dashiel Hammet, Gene Wolfe, James Crumley are a few of my favorite.
Get a gym membership utilizing 'silver sneakers'. You can go work out 'for free'. You'll discover the truth of the old saying 'Move it or lose it'. So move it. Buy a fishing license. Go, sit on the bank with a line in the water. Bring one of those good books from the library. Bring some bug spray. Learn to cook mo' betttah. Grilled chicken breasts or lamb, marinated in a little italian dressing and cut into chunks to cook on skewers. Mushrooms are also good griled/olive oiled, You've got time, put it to good use. |
Posts: 5,082
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#6 | |
On Hiatus
Join Date: Aug 2000
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Posts: 11,532
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#7 | |
Would an idiot do that?
Join Date: Nov 2000
Location: Arizona
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(and by "anything", not sure it includes the old people at the gym who put 10lbs on the leg extension machine and lazily do a few reps... but, maybe it gets the hear rate up a bit if nothing else...) |
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Posts: 56,268
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#8 |
On Hiatus
Join Date: Aug 2000
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Just bumping this to the top after BRC's thread....
Anyone who has any advice.....stories to pass along...or just wants to vent about something you faced when you retired please feel free to jump in here |
Posts: 11,532
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#9 |
Has a particular set of skills
Join Date: Dec 2003
Location: On the water
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Yeah, I would have put my retirement post in here but I also needed to let planeteers know about my memory issues. I was worried many wouldn’t see it because they are not retired or thinking about retiring.
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Posts: 79,711
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#10 |
On Hiatus
Join Date: Aug 2000
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You wre absolutely right to put it in its own thread as most people nay not check out this thread until they have something to contribute.
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Posts: 11,532
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#11 |
Has a particular set of skills
Join Date: Dec 2003
Location: On the water
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I've got some CD's that are mature in a couple of months. I have a 401K I have to make a decision on in a couple of weeks. What have you guys done with these in the past or will in the future?
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Posts: 79,711
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#12 |
Bono & Grbac wasn't enough
Join Date: Oct 2000
Location: Sioux City, IA
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Posts: 36,087
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#13 |
Has a particular set of skills
Join Date: Dec 2003
Location: On the water
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Posts: 79,711
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#14 |
Supporter
Join Date: Dec 2004
Location: Ozarks
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I might suggest rolling over your 401k to an IRA. Once you hit 73, you will be required to take min distributions
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Posts: 33,889
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#15 | |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Take your CD money and split it like 4 ways and then every 3 months put one section in a CD. Or you can do it 12 ways and do it every month. Laddering CDs can help offset the timing risk. As for your 401K, I’d leave it in the market as long as you’re comfortable with the risk profile of your investments. One thing I would do is figure out if there are any client paid fees. They don’t advertise them so you’ll have to do some looking. If there are any fees, definitely roll that shit into a self directed IRA. Almost all the big ones have no fees. Then if it’s me I keep some index fund type exposure to the market. EDIT: another thing you should probably figure out is how difficult it is to get normal distributions out of your 401K. If that’s very difficult, again I’d roll it to an IRA. |
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Posts: 57,526
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