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Old 03-26-2020, 09:25 AM  
Trivers Trivers is offline
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Hey Small Business Owners...What are you doing to ride the storm out?
How are you handling HR issues?

Are you applying for SBA loans?
There are several types of loans. And new info is appearing daily.

Capital up to $10MM.
Up to 30 years to repay. Some actually are forgivable.
3.75 to 4%

https://disasterloan.sba.gov/ela/

https://www.inc.com/kevin-j-ryan/sma...incthismorning



My world: Everyone at the software companies are working remotely. The chocolate factory shut down yesterday due to not be considered an essential business. The chocolate elve had already left due to health concerns. I handle all the commercial rentals myself so no impact:

I don't intend to lay-off anybody...if this stretches into June or July...then we may look at cutting salaries by 25 to 50%. With the $1,200 everyone is getting already from the gov, and the 4 month unemployment (+$600/week additional), if we have to do layoffs, then the Team will not be totally without funds.

What are you doing to ride the storm out?
Last edited by Trivers; 04-02-2020 at 06:02 AM..
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Old 04-01-2020, 09:35 AM   #226
Mr. Plow Mr. Plow is offline
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We just set it up as an LLC this month.

It's an existing dental practice that has been in operation for 30 plus years, i just took over March 6th. Kept everything the same, just name change.
With it being in business so long and with minimal changes, I would think it would qualify. But that is just my idiot's guess at it.
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Old 04-01-2020, 09:36 AM   #227
O.city O.city is offline
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With it being in business so long and with minimal changes, I would think it would qualify. But that is just my idiot's guess at it.
I mean, i would think so. I don't really understand why it wouldn't.
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Old 04-01-2020, 09:52 AM   #228
Mr. Plow Mr. Plow is offline
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I mean, i would think so. I don't really understand why it wouldn't.
Me too. Only change would be change in ownership - not sure how that would disqualify you, but I saw the Chiefs win a Superbowl this year so at this point anything is possible.
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Old 04-01-2020, 10:06 AM   #229
BIG_DADDY BIG_DADDY is offline
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I've lost four jobs.

My business is dying a slow death.

That said, I still have hope.
Hang in there buddy.
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Old 04-01-2020, 11:31 AM   #230
Buehler445 Buehler445 is online now
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I mean, i would think so. I don't really understand why it wouldn't.
If they end up basing it on payroll history you won’t have any.

Hope you can get something going. If PPP doesn’t work hopefully the disaster money will
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Old 04-01-2020, 11:34 AM   #231
O.city O.city is offline
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If they end up basing it on payroll history you won’t have any.

Hope you can get something going. If PPP doesn’t work hopefully the disaster money will
I have all the payroll history from the previous owner. WOuld that matter?
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Old 04-01-2020, 11:39 AM   #232
Mr. Plow Mr. Plow is offline
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I have all the payroll history from the previous owner. WOuld that matter?
That's why I think you'll qualify. You have a documented history of payroll with the office staff.
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Old 04-01-2020, 11:40 AM   #233
LiveSteam LiveSteam is offline
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Not a religious man.
But praying for all of you small biz owners.
Its utter bull shit what we're going through.
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Old 04-01-2020, 11:41 AM   #234
Buehler445 Buehler445 is online now
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I have all the payroll history from the previous owner. WOuld that matter?
No idea. I wouldn’t think so if you set up a new LLC as opposed to buying shares of an existing one. The new one would be legally separate which is why you want it. That would make it something altogether different.

That’s my guess, but if I were you I’d say “**** you Buehler” and try like hell to get it. All they can say is no.
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Old 04-01-2020, 11:54 AM   #235
O.city O.city is offline
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No idea. I wouldn’t think so if you set up a new LLC as opposed to buying shares of an existing one. The new one would be legally separate which is why you want it. That would make it something altogether different.

That’s my guess, but if I were you I’d say “**** you Buehler” and try like hell to get it. All they can say is no.
Thats what I'm thinking i'm gonna do. Just file it and see what happens. I'm gonna use it to pay for employees either way and i'd think they want people to stay employed.
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Old 04-01-2020, 11:55 AM   #236
SAUTO SAUTO is offline
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It asks how long the business has been open and how long you’ve owned it.
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Old 04-01-2020, 11:59 AM   #237
O.city O.city is offline
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It asks how long the business has been open and how long you’ve owned it.
The PPP one or the EIDL?
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Old 04-01-2020, 12:08 PM   #238
SAUTO SAUTO is offline
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The PPP one or the EIDL?
Awww sorry that was the eidl
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Old 04-01-2020, 01:20 PM   #239
mililo4cpa mililo4cpa is offline
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With it being in business so long and with minimal changes, I would think it would qualify. But that is just my idiot's guess at it.
I would agree with it....the business in and of itself was operating pre-COVID. Of course, this is the government we're talking about!
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Old 04-01-2020, 01:53 PM   #240
mililo4cpa mililo4cpa is offline
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That's why I think you'll qualify. You have a documented history of payroll with the office staff.
I would tend to agree...it was an existing business prior to Feb....change of ownership shouldn't impact that....
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