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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
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Old 02-18-2021, 03:12 PM   #7456
MTG#10 MTG#10 is offline
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EBON down 2% after hours

bullet dodged!
Yeah it must be over, bankruptcy incoming.
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Old 02-18-2021, 03:13 PM   #7457
Hog's Gone Fishin Hog's Gone Fishin is offline
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PLUG down to $50. Hold, sell, or buy more?
I wouldn't sell anything today unless you want money to put in a better choice.
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Old 02-18-2021, 03:35 PM   #7458
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I think the solution ,which my banker said he could do , was to do a loan modification at the 5 years. So for example I could take the remaining 25 years and have them change it to 10 so I have the 15 yr loan in essence. Yes the required payment will be higher but I hate paying all the interest on a long term loan anyway. So looks like you got out of their scandle.
I assume this would essentially be a refinance, and have associated fees?
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Old 02-18-2021, 03:40 PM   #7459
Hog's Gone Fishin Hog's Gone Fishin is offline
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Originally Posted by SupDock View Post
I assume this would essentially be a refinance, and have associated fees?
My bank will do a loan modification with minimal fees . No appraisal needed. Basically just a little paperwork. They're so wonderful.
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Old 02-18-2021, 03:47 PM   #7460
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My bank will do a loan modification with minimal fees . No appraisal needed. Basically just a little paperwork. They're so wonderful.
That is awesome.

Google indicates most lenders don't offer this without financial hardship for the borrower
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Old 02-18-2021, 04:06 PM   #7461
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Who the **** sold their CCIV....Clay?

That was a piss-poor EOD. Still green, I suppose....
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Old 02-18-2021, 04:13 PM   #7462
Hammock Parties Hammock Parties is offline
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Who the **** sold their CCIV....Clay?

That was a piss-poor EOD. Still green, I suppose....
Hell to the naw naw naw
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Old 02-18-2021, 04:26 PM   #7463
lewdog lewdog is offline
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Hell to the naw naw naw
Given the money you've made, you should have an awesome down payment for a house. Are you shooting for 20% down? Houses in the Midwest are super cheap, which is nice.
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Old 02-18-2021, 04:28 PM   #7464
Hammock Parties Hammock Parties is offline
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Given the money you've made, you should have an awesome down payment for a house. Are you shooting for 20% down? Houses in the Midwest are super cheap, which is nice.
25% and pre-approved already.

Ready to be terrified when something breaks.
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Old 02-18-2021, 04:35 PM   #7465
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25% and pre-approved already.

Ready to be terrified when something breaks.
Good for you. Awesome start.

Home ownership is a financial bitch. Seems like something is always needing to be replaced and my house isn't even that old!
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Old 02-18-2021, 04:57 PM   #7466
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Good for you. Awesome start.

Home ownership is a financial bitch. Seems like something is always needing to be replaced and my house isn't even that old!
I hate the idea of pissing money away on rent, but with the current housing prices and these kinds of things I can't deal with, I think I'll be a tenant for the foreseeable future.
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Old 02-18-2021, 04:58 PM   #7467
In58men In58men is offline
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Good for you. Awesome start.

Home ownership is a financial bitch. Seems like something is always needing to be replaced and my house isn't even that old!
The coil in my AC went out after 5 years lol.

We bought the house brand new.
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Old 02-18-2021, 04:59 PM   #7468
In58men In58men is offline
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I hate the idea of pissing money away on rent, but with the current housing prices and these kinds of things I can't deal with, I think I'll be a tenant for the foreseeable future.
Rent here in Cali is the same as a ****ing mortgage, it’s ridiculous.

It’s all about that interest rate though.
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Old 02-18-2021, 05:03 PM   #7469
KCUnited KCUnited is online now
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Buy home, sell for profits. Buy more expensive home, sell for bigger profits. Rinse, repeat until forever home. Too many people get attached to their piece of shit starter home.
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Old 02-18-2021, 05:06 PM   #7470
Hammock Parties Hammock Parties is offline
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Buy home, sell for profits. Buy more expensive home, sell for bigger profits. Rinse, repeat until forever home. Too many people get attached to their piece of shit starter home.
My grandparents mortgaged their home multiple times to live off the loans.

I wonder what their credit score was when they died.
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