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Old 11-11-2023, 04:13 AM  
Mr. Wizard Mr. Wizard is offline
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How do you save money?
Everything is so damn expensive that I don’t know how anyone is making ends meet. I just won some money and paid off all credit cards and two vehicles so that helped but I made enchiladas tonight and it cost 22.00! You can’t make a trip to sams without dropping several hundred. Eating out, OMG ! Anyways how do you guys/gals save money on life ?
What are your hacks?
Last edited by Mr. Wizard; 11-11-2023 at 09:03 AM..
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Old 11-11-2023, 08:24 AM   #16
FlaChief58 FlaChief58 is online now
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Quote:
Originally Posted by Hog's Gone Fishin View Post
I quit drinking 3 months ago, the wife quit smoking back in February, $500 a month right there.

Now I'm alternate day fasting .The wife is bed ridden so I only feed her when she starts to get too skinny. $1000 right there
When I quit smoking 6 years ago, my smokes were $4.50 a pack. I saw them for $8.45 the other day if you buy two. I think about all the money I saved and then think of all the money I wasted on the damn things and kick myself in the ass.
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Old 11-11-2023, 08:33 AM   #17
Stewie Stewie is offline
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Join Date: Oct 2006
Location: West of the Equator
$0 for TV (antenna and streaming).
99% of meals are homemade.
Drive a 2007 Toyota (still going strong and huge savings on property taxes).
Just switched insurance carriers that saved a bundle.
$30 for Internet. Lowest price around here (100 Mbps)
I do most home repairs. YouTube is a great resource if there's something I haven't tackled before.
Last edited by Stewie; 11-11-2023 at 08:39 AM..
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Old 11-11-2023, 08:41 AM   #18
TribalElder TribalElder is offline
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Location: KansasCity
spend every dollar, you could die tomorrow (or tonight)
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Old 11-11-2023, 08:49 AM   #19
Molitoth Molitoth is offline
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I can't save money because I'm married to a shopaholic.

I do have tons of tiny little assets that sit on shelves and make a house look pretty though.
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Old 11-11-2023, 08:52 AM   #20
DaFace DaFace is offline
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Location: Donkey Land
It's harsh, but when it comes down to it, you have two options:

1. Spend less
2. Make more

Usually spend less is the easier option in the short term (though if you're already living a very frugal lifestyle, there may not be much room left). In the long term, though, making more is the better bet. Obviously that's 1000% easier said than done, but if you're finding it difficult to cut back anymore, consider looking for another job, taking classes to boost your qualifications, taking on a side gig, etc.
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Old 11-11-2023, 08:54 AM   #21
Kman34 Kman34 is offline
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Don’t have a woman…. You’ll be rich..
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Old 11-11-2023, 09:10 AM   #22
Eleazar Eleazar is offline
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The choice of a spouse is the most important financial decision that most people ever make.
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Old 11-11-2023, 09:13 AM   #23
FlaChief58 FlaChief58 is online now
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Quote:
Originally Posted by Eleazar View Post
The choice of a spouse is the most important financial decision that most people ever make.

via GIFER
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Old 11-11-2023, 09:21 AM   #24
scho63 scho63 is offline
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Join Date: Feb 2009
Location: Scottsdale, AZ
I make about 85-105K a year more than my bills. Not an issue.

No ex-wives or alimony
No kids or child support
No college or loans
Less than 2k on credit cards paid monthly
No boats or RV's
Car paid off
Don't collect memorabilia or art or old cars

I get to spend my money on cigars, golf, travel, sports and entertainment, top shelf food and drink, young women, and anything else I desire.

Pretty blessed with a big gap between take home pay and bills.

Invest and save a decent amount but not excessive.

I don't have to worry about leaving money for anyone so it makes things much less complicated.

I have no idea how a family of 5 with 3 teenagers can afford things making less than $150k a year. Prices of everything for families has gone through the roof.
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Old 11-11-2023, 09:39 AM   #25
lewdog lewdog is offline
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Two car payments?

Oh I forgot, most Americans just expect for each person in the house to have a car payment.
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Old 11-11-2023, 09:45 AM   #26
Pablo Pablo is offline
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Quote:
Originally Posted by lewdog View Post
Two car payments?

Oh I forgot, most Americans just expect for each person in the house to have a car payment.
Can't wait until my son turns 16. Gonna finance the nicest Chiefs red Camaro I can find. There you go kid, have 400 hp on dad's insurance tab!!
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Old 11-11-2023, 09:46 AM   #27
Monticore Monticore is offline
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Quote:
Originally Posted by Kman34 View Post
Don’t have a woman…. You’ll be rich..

Or you could be handsome and charming and marry one that makes more money than you , at least that’s what did . When it comes to saving money I am normally pretty cheap and hate debt so it kind of takes care of itself.
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Old 11-11-2023, 09:51 AM   #28
Pablo Pablo is offline
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I have a 5 month old. Between daycare, diapers and doctor's visits I don't save money anymore.

She's worth it though. This kid is even better than my first one!
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Old 11-11-2023, 09:55 AM   #29
crayzkirk crayzkirk is offline
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Don't eat out very often.
Cut the cable bill.
Thermostat @ 78 in summer, 66 in winter.
Don't buy anything on credit except your home.
Drive older cars until they rust away.
Learn how to fix the things you have.
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Old 11-11-2023, 10:02 AM   #30
scho63 scho63 is offline
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Location: Scottsdale, AZ
Quote:
Originally Posted by crayzkirk View Post
Don't eat out very often.
Cut the cable bill.
Thermostat @ 78 in summer, 66 in winter.
Don't buy anything on credit except your home.
Drive older cars until they rust away.
Learn how to fix the things you have.
I have never regulated my thermostat to save money. I make sure the temp is very cool in the summer and drop it down at night to 68.

I love it cool so I rarely need to turn on the heat. My electric bills drop to about $35 in Winter and about $200 in Summer for about 3 months.

I do turn the thermostat up in the summer to 76 when I go out for extended time and jack it up to 84 if I go away for days.

Comfort over cost.
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