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Old 06-03-2020, 03:25 PM  
Holladay Holladay is offline
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Refi Home Mortgage to drop 1%
I have refinanced our home a few times. I thought the school of thought is that it is worth doing if you can drop the interest by 1 point.

Currrently, ours is at %3.75. I see ads for %2.6. Is that enough to justify a refi. We have ~14 yrs left and the %2.6 is for 15 yrs.

Thoughts?
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Old 10-30-2020, 10:10 PM   #76
KChiefs1 KChiefs1 is offline
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I took out a $250,000 mortgage on the house at 3% a few years ago to invest in the market. Turned it into $1.1 million & paid off the mortgage.

If Trump gets re-elected again I’ll probably do the same thing. Biden not so much.
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Old 10-30-2020, 10:24 PM   #77
BigRedChief BigRedChief is offline
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Quote:
Originally Posted by DaneMcCloud View Post
Just locked in a Jumbo at 2.9% over 30 years. I took out $100k for renovations and my monthly still went down by more than $100 per month.

Get the cheap money while you can...
got the original loan at 3.5% 30 year loan. Sell and pocket about $235K easily. No interest in moving. Whats the best way for me to profit out of these historical low rates?
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