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01-27-2023, 01:02 PM | #13336 |
Politically Incorrect
Join Date: Feb 2009
Location: Scottsdale, AZ
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Posts: 52,250
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01-29-2023, 08:25 AM | #13337 |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Posts: 46,095
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01-29-2023, 08:29 AM | #13338 |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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It's been a very pattered bear market too. The ups and downs haven't been as choppy as expected.
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Posts: 46,095
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02-09-2023, 02:42 PM | #13339 | |
Banned
Join Date: Nov 2019
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Quote:
Last edited by Kopinto; 03-02-2023 at 07:03 AM.. |
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Posts: 53
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02-11-2023, 10:49 PM | #13340 |
Politically Incorrect
Join Date: Feb 2009
Location: Scottsdale, AZ
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The rotation back into tech has been spectacular. Some are up 100% from the lows from late last year.
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Posts: 52,250
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02-21-2023, 08:04 PM | #13341 |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Alright, I have found what I will be parking our emergency savings fund in, that is easily accessible but offers more than a savings account doing nothing.
TBIL which is an ETF. Easier than actually buying T bills from the treasury itself, which seems less liquid. This is in my TD Ameritrade account. Should yield 4.37% currently (will go higher) and with no risk. It's an ETF so it trades just like a stock at any moment. Hope this help someone out who doesn't want to just park their emergency money is something that returns nothing or isn't liquid enough to access like a CD. https://www.thestreet.com/etffocus/d...-yield-t-bills Last edited by lewdog; 02-21-2023 at 08:21 PM.. |
Posts: 46,095
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02-21-2023, 08:32 PM | #13342 |
MVP
Join Date: Oct 2006
Location: West of the Equator
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There are online banks paying 4.5%+ for a simple savings account. FDIC insured.
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Posts: 13,712
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02-21-2023, 08:47 PM | #13343 |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Posts: 46,095
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02-21-2023, 08:58 PM | #13344 |
Fish are scared of me
Join Date: Nov 2001
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QYLD pays a 13.05% Dividend and pays monthly
It's a covered call ETF |
Posts: 40,808
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02-21-2023, 09:00 PM | #13345 | |
NFL's #1 Ermines Fan
Join Date: Jul 2001
Location: My house
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Quote:
JPMORGAN CHASE BK N A CD 5.00000% 02/28/2024 (1 year) BANKGLOUCESTER CD 5.00000% 02/28/2028 (5 year) Did I do good or did I do bad? My goal these days is to just match or beat inflation overall. So I don't need to get rich. I just need to avoid getting wiped out. It seems to me that inflation over the next five years will be less than 5 percent, so I'm liking the long-term CD. This is all money that's just sitting in cash right now. Last edited by Rain Man; 02-21-2023 at 09:10 PM.. |
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Posts: 142,753
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02-21-2023, 09:00 PM | #13346 |
MVP
Join Date: Oct 2006
Location: West of the Equator
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Posts: 13,712
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02-21-2023, 09:02 PM | #13347 | |
MVP
Join Date: Oct 2006
Location: West of the Equator
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Quote:
I did something similar a couple of weeks ago. I bank through Capital One and they offer an 11 month 5% CD. |
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Posts: 13,712
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1 0 |
02-21-2023, 09:09 PM | #13348 | |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Quote:
Down 23% from it's high this year. Dividends are not free money and are not risk free when the stock price tanks along with your capital. Don't confuse people into thinking these are the same. Last edited by lewdog; 02-21-2023 at 09:30 PM.. |
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Posts: 46,095
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02-22-2023, 02:35 PM | #13349 |
It was not a fair catch
Join Date: Aug 2012
Location: Correcting papers
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What the hell is happening yesterday and today?
Sent from my SM-G991U using Tapatalk |
Posts: 38,037
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02-22-2023, 02:36 PM | #13350 |
Grand champ
Join Date: Sep 2007
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Regarding traditional vs Roth IRAs:
How do you determine whether or not you are likely to be in a higher tax bracket at the time you start to withdraw? |
Posts: 45,393
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