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Old 11-11-2023, 04:13 AM  
Mr. Wizard Mr. Wizard is offline
"I'm with you fellers"
 
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How do you save money?
Everything is so damn expensive that I don’t know how anyone is making ends meet. I just won some money and paid off all credit cards and two vehicles so that helped but I made enchiladas tonight and it cost 22.00! You can’t make a trip to sams without dropping several hundred. Eating out, OMG ! Anyways how do you guys/gals save money on life ?
What are your hacks?
Last edited by Mr. Wizard; 11-11-2023 at 09:03 AM..
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Old 11-11-2023, 08:00 PM   #76
scho63 scho63 is online now
Politically Incorrect
 
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Quote:
Originally Posted by |Zach| View Post
Everyone knows. Your posts and general views on the world tell the story man. No need to constantly defend yourself.
Love my life and make no apologies for my views or actions.

I don't give a flying **** what you or anyone else thinks.

I have thoroughly enjoyed screwing with a small group of you who are obsessed with my life.

Thread after thread the same little group of minions refer to me in what you post.
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Old 11-11-2023, 08:03 PM   #77
ThaVirus ThaVirus is offline
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Quote:
Originally Posted by scho63 View Post
I get to spend my money on… young women...
So what does this entail exactly? Are we talking hookers, sugar babies?
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Old 11-11-2023, 08:05 PM   #78
|Zach| |Zach| is offline
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Quote:
Originally Posted by scho63 View Post
Love my life and make no apologies for my views or actions.

I don't give a flying **** what you or anyone else thinks.

I have thoroughly enjoyed screwing with a small group of you who are obsessed with my life.

Thread after thread the same little group of minions refer to me in what you post.

via GIPHY
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Old 11-11-2023, 08:05 PM   #79
scho63 scho63 is online now
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Quote:
Originally Posted by ThaVirus View Post
So what does this entail exactly? Are we talking hookers, sugar babies?
Sometimes A and sometimes B.
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Old 11-11-2023, 08:22 PM   #80
Delano Delano is offline
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Quote:
Originally Posted by scho63 View Post
I make about 85-105K a year more than my bills. Not an issue.

No ex-wives or alimony
No kids or child support
No college or loans
Less than 2k on credit cards paid monthly
No boats or RV's
Car paid off
Don't collect memorabilia or art or old cars

I get to spend my money on cigars, golf, travel, sports and entertainment, top shelf food and drink, young women, and anything else I desire.

Pretty blessed with a big gap between take home pay and bills.

Invest and save a decent amount but not excessive.

I don't have to worry about leaving money for anyone so it makes things much less complicated.

I have no idea how a family of 5 with 3 teenagers can afford things making less than $150k a year. Prices of everything for families has gone through the roof.
People in this thread sharing how to get by in hard times and you feel like it’s a golden opportunity to boast about your income?
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Old 11-11-2023, 08:41 PM   #81
|Zach| |Zach| is offline
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Quote:
Originally Posted by Delano View Post
People in this thread sharing how to get by in hard times and you feel like it’s a golden opportunity to boast about your income?
If you are insecure enough to feel the need to prove to internet strangers endlessly (and probably lie) that your life is not shitty then lack of empathy is really just one problem in a host of many others.
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Old 11-11-2023, 09:13 PM   #82
Peter Gibbons Peter Gibbons is offline
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Obviously, I only shit at Kohls and that saves me both on water and TP. I figure with discipline to carry this out, I’ll be able to enjoy one full day of retirement compliments of this strategy alone.
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Old 11-11-2023, 09:13 PM   #83
Saulbadguy Saulbadguy is offline
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I truly do think the only feasible option is to start living with family longer, or inevitably.
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Old 11-11-2023, 09:21 PM   #84
Shiver Me Timbers Shiver Me Timbers is offline
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I am not saving right now as I am heavily invested in the Oak Island operations.
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Old 11-11-2023, 09:25 PM   #85
Jewish Rabbi Jewish Rabbi is offline
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I don’t wash my socks after I jack off into them
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Old 11-11-2023, 09:28 PM   #86
DJay23 DJay23 is offline
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Quote:
Originally Posted by Rain Man View Post

I got rid of cable TV a couple of years ago, which saves a ridiculous amount of money. I was spending about $2,000 a year for TV, and now I spend about $100 for Netflix.


I put everything possible on credit cards and pay them off each month, which gets me free airline tickets and hotels on occasion.
I haven't paid for cable for over 10 years. That has been an enormous savings. For a long time I beg borrowed and stole people's passwords for online access and apps, or I would just go to people's houses to watch sports. I finally broke down and got Netflix a few years back and just 2 months ago I got Peacock to watch Sunday night football at home.

My girlfriend recently got behind in her bills and when I set up her budget, I pointed out next to her rent and car payment, her biggest expense was TV. Crazy how much it costs now. I think it was less than $100/month the last time I paid for it.

I also put everything on a credit card and pay it off every pay day (every 2 weeks). The points I earn I have converted to money that is deposited into my Roth.
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Old 11-11-2023, 09:32 PM   #87
Otter Otter is offline
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Telecommute and cooking your own food are great starting points.
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Old 11-11-2023, 09:33 PM   #88
DJay23 DJay23 is offline
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Originally Posted by trndobrd View Post
Lots of good recommendations already.
1) Start making regular “payments” into saving for the next car.
I also do this. I've paid off every vehicle I've ever owned. Never traded something in with a balance due. When I pay the vehicle off I keep making car payments, but those get deposited into an investment account until time to get a new vehicle. My next vehicle I should be able to finance myself with trade value and cash that I've squirreled away since I paid off my truck 2 years early.
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Old 11-11-2023, 10:42 PM   #89
loochy loochy is offline
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I PIIHB. No chance of babies that way. That's how I save money
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Old 11-11-2023, 10:48 PM   #90
Reerun_KC Reerun_KC is offline
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Max out 401k.

Make more than you spend monthly

Don’t be a broke dick and not have a good job.

Bring home 3-5 times you’re monthly bills.

If your monthly bills are 4k a month you should bring home at least 16k a month.
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