I am learning empathy for the homeless

[Sassy Squatch]

Yeah, you'd probably be best off drawing your Social Security early while making every attempt possible to get out from under your current lease.

If it's any consolation, you aren't in a position to be destitute and penniless. Currently in a position where you own a house and are renting it for more than your mortgage.

If you've already accepted you may not find a job in your field and are looking elsewhere, drawing SS and working part time makes even more sense.

[Rain Man]

I'm sorry to hear your troubles, hydrae. You're one of the good guys. Best of luck to you in getting through to the other side.

[Imon Yourside]

Loyalty used to be rewarded, now it is hated. I will pray for you buddy. I give a homeless lady that lives near me food and a little money once in a while. She had a good tech job as well, then her husband died and it all fell apart. She lives in her car now and has no hope, we have a serious problem in this country with this kind of thing.

[|Zach|]

Appreciate you sharing a difficult subject. Good luck to you.

[BIG_DADDY]

The last few years have just been devastating to so many people, you see it all the time. Sorry to hear about your situation.
Wow, Newport Oregon. How long have you been there? Interesting place for an IT guy. We used to do a lot of our family reunions there for years.
Being in IT why don't you just open an LLC and market yourself? Way back I realized I was making way too much money for other people. My old IT guy moved to Spain and was always independent. When I checked on him 6 months later he had more business than he could get to. I'll tell you one thing, I will never work for anyone again for a lot of reasons.

[Otter]

When you reward the invasion of your home learn to reap what you sow.

[|Zach|]

Originally Posted by Otter

When you reward the invasion of your home learn to reap what you sow.

Otter can't help himself.

[Sassy Squatch]

Originally Posted by Otter

When you reward the invasion of your home learn to reap what you sow.

Why

[Hydrae]

Originally Posted by Otter

When you reward the invasion of your home learn to reap what you sow.

My kids invaded my home? More like I did them a favor and would do anything for my children. Not just mine either. Over the years we have welcomed a number of young people into our home. Usually, case where they were kicked out at 18 by their parents with nowhere to go. There are many young adults in our town that call my wife Mom. And yes, they would be happy to help but they have their own lives and families and struggles.

[Otter]

Originally Posted by Hydrae

My kids invaded my home? More like I did them a favor and would do anything for my children. Not just mine either. Over the years we have welcomed a number of young people into our home. Usually, case where they were kicked out at 18 by their parents with nowhere to go. There are many young adults in our town that call my wife Mom. And yes, they would be happy to help but they have their own lives and families and struggles.

I'm guessing your children did not invade your home because the were invited and followed protocol. See the difference?

[Sassy Squatch]

Originally Posted by Otter

I'm guessing your children did not invade your home because the were invited and followed protocol. See the difference?

Again, why? Why come into a thread where a fellow poster is pretty clearly hurting and needs some encouragement and instead throwing kicks while he's down? Just completely unnecessary.

[Shiver Me Timbers]

Originally Posted by Hydrae

My kids invaded my home? More like I did them a favor and would do anything for my children. Not just mine either. Over the years we have welcomed a number of young people into our home. Usually, case where they were kicked out at 18 by their parents with nowhere to go. There are many young adults in our town that call my wife Mom. And yes, they would be happy to help but they have their own lives and families and struggles.

You sound like a good fella. good luck. You have my email addy. Im up there quite a bit. beers on me

[Hydrae]

Thank you to everyone who has responded. I appreciate the thoughts and advice. I am not surprised at the temporary turn the thread took. This is CP after all!

In answer to some of the questions:

1. The 401k is dead at this point. That resource has sadly been used up.

2. I have always thought I would work until I was 70 to maximize my Social Security benefits. I did give in to reality a couple days ago and applied. If nothing else, the benefit is weighted to the last 5 years of employment and it appears likely that I will be earning significantly less the next few years. So yes, I am legally retired I suppose.

3. Why Oregon and now? I have worked remote tech support for several years and if I were to get a similar position my location would not really matter. If I need to have an onsite job, I would prefer it to be in our dream location where we were planning to be anyway. We are both from here and this is a returning home finally. Yes, I jumped off a cliff and the fall has been scary. Now it looks like the ground is coming fast and it scares the piss out of me.

On a more positive note, it looks like I will have an interview at Fred Meyer (think regional Walmart) this afternoon. I will ensure there are no communication failures this time even if it means I have to go to the store every hour.

[Mosbonian]

Originally Posted by Hydrae

Thank you to everyone who has responded. I appreciate the thoughts and advice. I am not surprised at the temporary turn the thread took. This is CP after all!

2. I have always thought I would work until I was 70 to maximize my Social Security benefits. I did give in to reality a couple days ago and applied. If nothing else, the benefit is weighted to the last 5 years of employment and it appears likely that I will be earning significantly less the next few years. So yes, I am legally retired I suppose.

I originally thought I would work until I was 70 to maximize my SS benefits, but a heart attack and a talk with my financial advisor showed me that waiting wouldn't really give me the benefit I thought. Now, I retired at age 68, but I have been drawing my Social Security since I reached what is the Full Retirement Age.....66 years and 3 months....and the difference in the amount I drew at that time and what I would draw at age 70 was minimal in comparison.

The good part....it is steady income.