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**BigRedChief** · 03-23-2024, 08:57 PM

Also for those who don’t know, Medicare A&B is usually free. But there are a lot of holes in it. You’ll need to buy a “g” or “n” plan.

Do not under any circumstances get what’s called a Medicare advantage plan. They are usually free and have 0 co-pays. Sounds good right?

Think HMO’s in 90’s. All they do is deny you care. Testing etc. and if you select those crappy plans when you have had enough of the shitty care, you have to be approved to change to the good plans. You have anything that’s expensive to cover, they can deny you.

If you get a “g” plan you can always go to the advantage plans in the future. There’s a reason that 80% of all people select the “g” plan.

03-23-2024, 08:57 PM	#10
BigRedChief Has a particular set of skills BigRedChief's Avatar Join Date: Dec 2003 Location: On the water	Also for those who don’t know, Medicare A&B is usually free. But there are a lot of holes in it. You’ll need to buy a “g” or “n” plan. Do not under any circumstances get what’s called a Medicare advantage plan. They are usually free and have 0 co-pays. Sounds good right? Think HMO’s in 90’s. All they do is deny you care. Testing etc. and if you select those crappy plans when you have had enough of the shitty care, you have to be approved to change to the good plans. You have anything that’s expensive to cover, they can deny you. If you get a “g” plan you can always go to the advantage plans in the future. There’s a reason that 80% of all people select the “g” plan.
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