Health Insurance

[BWillie]

Originally Posted by notorious

If people had to pay outside of work they would shit their pants.


46 non smoker married to a 42 female with great tits non-smoker. Healthy, I've been to the doctor one time in 20 years to get a thumb stitched up.

1400/month. Small business owner.

Yap I'm gonna be in same boat. Although a friend of mine who is a poker dealer says he makes less than 19k a year and it's only $280 a month for him.

[notorious]

Originally Posted by BWillie

Yap I'm gonna be in same boat. Although a friend of mine who is a poker dealer says he makes less than 19k a year and it's only $280 a month for him.

Healthcare.gov saves a lot of money with subsidies if Uncle Sam thinks that you don't make much.

I'm going to leave it at that.

[blake5676]

Originally Posted by notorious

If people had to pay outside of work they would shit their pants.


46 non smoker married to a 42 female with great tits non-smoker. Healthy, I've been to the doctor one time in 20 years to get a thumb stitched up.

1400/month. Small business owner.

Self-insuring is absolutely insane these days. If you fall in "middle class" where you make more than the level where you get a subsidy but you're not making 2 or 300k per year, it's gonna be a dagger. And unfortunately you can be as healthy as possible and you're still gonna get bent over.

I'm luckily on my wifes plan, but it would cost me $7-800/month for a plan with a high deductible and narrow network to insure just myself at 41 years old. And then I'd have to pay about $5k more before the insurance would even kick in. So you're basically looking at $15k out of pocket with the deductible and the monthly premium before actually getting any benefit.

I don't mean to make this political, but prior to the ACA (and getting married and being on my wifes plan) I used to pay about $70/month for a $2500 deductible with the largest local insurer and network in KC. Obviously I'm 10 years older now and inflation, but it would cost 10 times as much for a shittier plan if I were out there on my own again. The individual marketplace is HORRIBLE if you're not receiving subsidies for having a lower income.

[Wisconsin_Chief]

Originally Posted by notorious

If people had to pay outside of work they would shit their pants.


46 non smoker married to a 42 female with great tits non-smoker. Healthy, I've been to the doctor one time in 20 years to get a thumb stitched up.

1400/month. Small business owner.

Absolutely disgusting.

[O.city]

Originally Posted by notorious

If people had to pay outside of work they would shit their pants.


46 non smoker married to a 42 female with great tits non-smoker. Healthy, I've been to the doctor one time in 20 years to get a thumb stitched up.

1400/month. Small business owner.

Uh, yeah they would.

36 non smoker, 38 wife non smoker, no health issues for either of us.

3 kids 10 and under.

2200 a month.