Legal Help

[DJ's left nut]

Originally Posted by scho63

Why would your insurance policy NOT pay for getting hit by an uninsured motorist?

Whether you were hauling lumber or driving a passenger, that does NOT alleviate the guilt of the 3rd party who hit you.

If your insurance company then drops you or jacks up your premium later, that is a separate issue.

Policy exclusions.

For instance, if I took on Mr. Reroka's case here and ****ed it all up, it may be the same kind of case I've done under my policy 100 different times, but I'm not operating within the course of my duties for my law firm and as such, if Reroka's sues me, my malpractice carrier won't stand in because I was out there freelancing and have policy exclusions that specifically prohibit it.

And let me tell you how much I enjoy those exclusions every time I have a family member or friend (or family member's friend) say "Hey, you're a lawyer - can you...."?

[Reroka]

Originally Posted by DJ's left nut

Policy exclusions.

For instance, if I took on Mr. Reroka's case here and ****ed it all up, it may be the same kind of case I've done under my policy 100 different times, but I'm not operating within the course of my duties for my law firm and as such, if Reroka's sues me, my malpractice carrier won't stand in because I was out there freelancing and have policy exclusions that specifically prohibit it.

And let me tell you how much I enjoy those exclusions every time I have a family member or friend (or family member's friend) say "Hey, you're a lawyer - can you...."?

DING, DING