Legal Help

[DJ's left nut]

Originally Posted by KCUnited

Quick Google search seems to indicate the drivers insurance could be used to cover damages if they're driving someone's car and the owner either doesn't have insurance or the damage exceeds their limits.

Sorry, off on my own tangent learning something new.

Best of luck.

Yeah, every state is a little different.

But typically the driver's insurance is primary and the owners can be used as secondary if necessary. Some states utilize a strict pro-rata breakdown but even that gets to be a pain in the ass to deal with.