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03-25-2019, 10:05 AM | #2 |
In Search of a Life
Join Date: Jul 2009
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Tried it.
Doesn't usually yield much success. |
Posts: 82,273
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03-25-2019, 10:07 AM | #3 |
NFL's #1 Ermines Fan
Join Date: Jul 2001
Location: My house
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I don't know about student loans, but it sounds like you've got some good leverage to negotiate some things with your wife.
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Posts: 142,640
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03-25-2019, 10:07 AM | #4 |
The Lurkiest
Join Date: Aug 2000
Location: Wichita, KS.
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Student loans, unlike most other types of debt, are not subject to discharge in bankruptcy. Meaning that lenders have very little reason to agree to take less.
Good luck, but don't hold your breath. Last edited by Yosef_Malkovitch; 03-25-2019 at 10:12 AM.. |
Posts: 2,748
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03-25-2019, 10:08 AM | #5 |
Colorado Chief Fan
Join Date: Feb 2006
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Student Load? I thought this thread was going to be something different...
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Posts: 5,589
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03-25-2019, 10:10 AM | #6 |
Veteran
Join Date: Oct 2013
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If you are current on payments and have no delinquency history, I don't think it's all that likely. Through some stupid decisions and a shoulder surgery, I fell behind on some of my loans years ago. I was able to negotiate away interest and collection penalties and pay only principal remaining with a big lump payment, but they weren't writing off any of the actual $$ that was lent. Good luck!
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Posts: 1,230
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03-25-2019, 10:10 AM | #7 |
Arrowhead Trail of Tears
Join Date: Oct 2012
Location: KansasCity
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obama phone
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Posts: 29,283
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03-25-2019, 10:11 AM | #8 |
Inmem 2.0
Join Date: Aug 2007
Location: My house
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I would hit up the bars around college campuses.
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Posts: 76,121
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03-25-2019, 10:11 AM | #9 |
Arrowhead Trail of Tears
Join Date: Oct 2012
Location: KansasCity
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Posts: 29,283
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03-25-2019, 10:12 AM | #10 |
MVP
Join Date: Jan 2007
Location: Missouri
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You'd probably have better luck negotiating for a cheaper wife.
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Posts: 8,640
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03-25-2019, 10:13 AM | #11 |
Arrowhead Trail of Tears
Join Date: Oct 2012
Location: KansasCity
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Posts: 29,283
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03-25-2019, 10:13 AM | #12 |
Starter
Join Date: Nov 2009
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If they're over 18 go for it, especially if your wife is on board.
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Posts: 829
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03-25-2019, 10:14 AM | #13 |
MVP
Join Date: Jan 2007
Location: Missouri
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Posts: 8,640
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03-25-2019, 10:17 AM | #14 |
Arrowhead Trail of Tears
Join Date: Oct 2012
Location: KansasCity
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usually to get a lump sum settlement granted you need to default on the loan for a few months so that the lender becomes desperate to recover any of the money.
Once you miss a few months if they are anything like credit card companies they will settle for less than what is owed |
Posts: 29,283
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03-25-2019, 10:21 AM | #15 |
Hey Loochy, I'm hooome!
Join Date: Oct 2008
Location: PooPooKaKaPeePeeShire
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I have a suggestion - vote for Bernie in the next election!
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Posts: 41,163
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