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05-19-2022, 11:40 AM | Topic Starter |
Veteran
Join Date: Dec 2018
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Legal Help
Hey all, I need some advice,
As you all know I posted I was in an accident in April, I was driving a passenger for lyft. Lyft insurance deductible is 2500.00 and since I had a passenger my insurance will not come into play. I am going to take the driver to court and ask for 10,000.00, that amount included the damage to my car, lost wages, court fees, and car depreciation. My questing is may I include the owner of the car in my lawsuit? The driver and the owner are two different people. |
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05-19-2022, 11:42 AM | #2 |
Life is changing..
Join Date: Jul 2012
Location: NW Missouri
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Call Jungle Law.
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7 1 |
05-19-2022, 12:44 PM | #3 |
Needs more middle fingers
Join Date: Mar 2005
Location: San Diego
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2 0 |
05-19-2022, 01:47 PM | #4 |
Sauntering Vaguely Downwards
Join Date: Sep 2005
Location: Columbia, Mo
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I actually own that suit. Or something as near as makes no difference. It's my 'flashy' suit for using in St. Louis if I'm trying to pretend to be high falutin'.
I actually like it quite a bit. Nice cut; has the hand stitching at the edges (pin stiches or some shit like that). Kinda fun peacocking here and there. I don't have that orange tie, though. Kinda feel like I need it now... |
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05-19-2022, 07:01 PM | #5 |
Woman should only make babies
Join Date: Nov 2003
Location: Apartment "G UNIT!"
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05-19-2022, 11:46 AM | #6 |
Sauntering Vaguely Downwards
Join Date: Sep 2005
Location: Columbia, Mo
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Yeah, you can. It’s not a great cause of action but it’s doable.
Negligent entrustment can work depending on the fact pattern. |
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05-19-2022, 11:55 AM | #7 |
Veteran
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05-19-2022, 12:45 PM | #8 |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
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Wait, the car wasn't insured, or the kid wasn't insured? Assuming the kid was a legal driver, the car's policy should still apply. At least that's always been my understanding.
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05-19-2022, 12:47 PM | #9 |
Veteran
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05-19-2022, 01:08 PM | #10 | |
Sauntering Vaguely Downwards
Join Date: Sep 2005
Location: Columbia, Mo
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Quote:
As my favorite professor was fond of saying “hey, I’d argue it for money…” He knowingly put an uninsured driver behind the wheel of his car and in so shopping exposed the public to a heightened and unreasonable amount of risk. Like I said, negligent entrustment claims aren’t the best - they’re pretty attenuated and proving knowledge can be tough. But knew ‘or should have known’ can do some heavy lifting for you there. And damn man, lower your deductibles. $2,500 is borderline uninsured. With a $500 deductible and adequate commercial riders, you just submit it to your carrier and let them deal with it. |
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05-19-2022, 01:16 PM | #11 | |
Veteran
Join Date: Dec 2018
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Quote:
My personal deductible is 250 and 100 of UM. This is Lyfy comm insurance coverage. I have no control over that. That is what Lyft's coverage is for us drivers in my state. |
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05-19-2022, 01:24 PM | #12 | |
Sauntering Vaguely Downwards
Join Date: Sep 2005
Location: Columbia, Mo
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Quote:
Because I'm sure you could get a commercial endorsement on your personal policy, pay a little higher monthly premiums but have better deductibles. |
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05-19-2022, 01:25 PM | #13 |
Cheat Death
Join Date: Nov 2007
Location: Land of Drincoln
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What type of insurance would the driver of the vehicle need to cover this?
I'm sure its state by state but I was under the impression that insurance followed the vehicle not the driver. Personal liability coverage through a homeowners policy maybe? Generally curious and hope it works out for you. |
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05-19-2022, 12:11 PM | #14 |
The man you could post like.
Join Date: Oct 2010
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Huh. Is that common for those services like Lyft and Uber? You'll have a separate insurance policy contingent on whether you're working or not?
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05-19-2022, 12:18 PM | #15 |
MVP
Join Date: Oct 2017
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Typically you need to inform your insurance that you will be driving. They need to add it to the policy, otherwise you will not be covered. I had a friend who was hit by a DoorDash driver. They did not inform their insurance, so they were basically an uninsured driver
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