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06-25-2024, 05:24 AM | Topic Starter |
Supporter
Join Date: Dec 2004
Location: Ozarks
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The business of selling fear
Heck, it is the offseason
I have noticed more and more lately adds trying to instigate fear to sell you some peace of mind. The one that triggered this thread was a new one I saw yesterday about losing your home to a scam. I only watched it for a few minutes but remember seeing a fake bill of sale of a persons home for $10. Holy crap, how would that stand up? This morning in my news feed one add was for SSN protection and the other Identity theft. Have you had any personal experience with these issues or purchased these products? What say you? Personally I have avoided TikTok and have purchased an antivirus protection for my laptop. Our Citibank card has been compromised at least a half dozen times in the last couple years, but none of the others have. |
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06-25-2024, 05:28 AM | #2 |
Veteran
Join Date: Nov 2022
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Any company that makes a commercial featuring Patrick Mahomes is selling fear.
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Posts: 3,632
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06-25-2024, 01:31 PM | #3 |
My work speaks for itself!!!
Join Date: Jun 2005
Location: So Cal
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Posts: 13,186
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06-25-2024, 05:50 AM | #4 | |
Bono & Grbac wasn't enough
Join Date: Oct 2000
Location: Sioux City, IA
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Quote:
I've had a friend have his local bank debit card be comprised like 6 times. The last few haircuts I've had to prepay via PayPal. I've asked her if there was an option to bypass that and use cash. Not currently and probably won't happen. That's ok I guess, just don't like using my CC for online transactions. Her reason is way too many no shows, no calls of notifications of such, and lost money out of her pocket. I completely understand that so I guess I'm OK with it, and she has worked me in a few times when she didn't have to. |
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06-25-2024, 06:26 AM | #5 |
When a nightmare becomes real
Join Date: Nov 2003
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Freeze your credit. (thaw when necessary - financing a car, home, etc)
Don’t use debit cards. Don’t answer your phone unless it’s from a known party (even then, follow the next rule) Don’t act on anything anyone wants you to do over email or phone. Follow those golden rules and you are good to go. Edit: I’ve been an IT Security professional for over 15 years. I use TikTok regularly, and do not subscribe to any identity protection services or otherwise. |
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06-25-2024, 07:09 AM | #6 | |
Rockin' yer FACE OFF!
Join Date: Feb 2003
Location: Omaha, Nebraska
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Afterwards, I was thinking...we know better. We are not idiots. Yet, this bitch was so good it seemed natural. Don't do shit over the phone. Ever. Unless you are calling them I guess. |
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06-25-2024, 07:51 AM | #7 | |
In Search of a Life
Join Date: Dec 2005
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Quote:
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06-25-2024, 07:14 AM | #8 | |
Three-Pat
Join Date: May 2011
Location: Colorado Springs
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Also don't answer random texts that ask if this is you. Lastly I know many banks offer free credit monitoring, so if yours does then sign up for it. |
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06-25-2024, 08:35 AM | #9 | |
When a nightmare becomes real
Join Date: Nov 2003
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Quote:
This applies to phone numbers you do recognize. It’s trivially easy to spoof an outbound call/phone number. As soon as the person who you think you may know asks for money, disengage - or at the very least require you do it in person. (This does not mean go through a third party!!) |
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06-25-2024, 08:45 AM | #10 | |
Three-Pat
Join Date: May 2011
Location: Colorado Springs
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Quote:
I do agree that any call requiring you to take action immediately is definitely one you want to disengage from. |
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06-25-2024, 09:02 AM | #11 |
When a nightmare becomes real
Join Date: Nov 2003
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Posts: 47,016
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06-25-2024, 07:23 AM | #12 | |
In Search of a Life
Join Date: Apr 2013
Location: Kansas
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06-25-2024, 09:16 AM | #13 | |
Banded
Join Date: Feb 2001
Location: Oz
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I'm no expert but I would add to get your free credit report every year. |
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06-25-2024, 09:38 AM | #14 | |
sorta mod-ish
Join Date: Jan 2004
Location: KC North
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Quote:
And in lieu of that, just use a credit card? Or is cash king? |
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06-25-2024, 09:41 AM | #15 | |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
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Quote:
So for example, imagine someone fraudulently charges $10k to your debit card. They money gets removed from your account, and until they close the fraud investigation, you can't get to the $10k. If someone does that on a credit card, it's the BANK'S money that gets put on hold. Until the fraud investigation closes, you don't owe them anything for it. |
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