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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Old 05-11-2021, 09:50 PM   #9436
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Shit, I thought I was the only one reading MTG’s posts in here.
Reading them is one thing, following them is a whole other kind of special.
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Old 05-12-2021, 07:44 AM   #9437
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Can we contribute to my wife’s ROTH or regular IRA if she’s doesn’t have any earned income this year? Obviously I’m working but not sure if that counts for anything for her?
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Old 05-12-2021, 07:51 AM   #9438
Buehler445 Buehler445 is offline
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Can we contribute to my wife’s ROTH or regular IRA if she’s doesn’t have any earned income this year? Obviously I’m working but not sure if that counts for anything for her?
I think so if you file jointly.
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Old 05-12-2021, 07:52 AM   #9439
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I think so if you file jointly.
The things I’m finding just aren’t clear, which is why I’m asking. Ugh.
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Old 05-12-2021, 07:57 AM   #9440
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The things I’m finding just aren’t clear, which is why I’m asking. Ugh.
Looks like you may have to set up a different type of account. Probably worth hopping on with a customer service rep for whatever brokerage you are using.

https://www.investopedia.com/what-is...th-ira-4770888
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Old 05-12-2021, 08:14 AM   #9441
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Another bumper Biden day at ye 'ol stock market...
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Old 05-12-2021, 08:26 AM   #9442
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Originally Posted by Buehler445 View Post
Looks like you may have to set up a different type of account. Probably worth hopping on with a customer service rep for whatever brokerage you are using.

https://www.investopedia.com/what-is...th-ira-4770888
Well she has an IRA and ROTH from when she worked. I’m just wondering since now she isn’t, if I can put money in those accounts for her this year.
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Old 05-12-2021, 08:46 AM   #9443
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Well she has an IRA and ROTH from when she worked. I’m just wondering since now she isn’t, if I can put money in those accounts for her this year.
Yeah. What’s out there is pretty unclear. Accordingly I’d hop on CS with your brokerage. It doesn’t take much to set up a new IRA. Even if you just structure it like her other one, it isn’t a huge deal. If she goes back to work you should be able to roll it and close the spousal one.

If any of that is necessary. Which appears unclear.
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Old 05-12-2021, 09:23 AM   #9444
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The market is not liking what it's seeing 6 months out.
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Old 05-12-2021, 09:44 AM   #9445
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Well she has an IRA and ROTH from when she worked. I’m just wondering since now she isn’t, if I can put money in those accounts for her this year.
Sounds like you can.

https://www.investopedia.com/retirem...held%20jointly.

If you’re married and one spouse doesn’t receive compensation or makes less compensation, you can open an IRA account for the spouse making less taxable compensation than the other spouse. You can contribute up to the maximum for each spouse, as long as you don’t exceed the total compensation received by both spouses [on a married filing joint return]. When both spouses are age 50 or older, the limit is $7,000 per spouse.

https://www.hrblock.com/tax-center/i...-and-roth-ira/
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Old 05-12-2021, 09:48 AM   #9446
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Nice to see my portfolio green today. Friday was the only day green last week and Monday and Tuesday were red as well. It would be nice to string together consecutive green days again.
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Old 05-12-2021, 11:20 AM   #9447
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A tip for some of you novices trying to trade or chart watching: use historical P/E ratio charts.

You'll be surprised what info you pull
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Old 05-12-2021, 11:58 AM   #9448
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Well she has an IRA and ROTH from when she worked. I’m just wondering since now she isn’t, if I can put money in those accounts for her this year.
Tell her she needs to be your employee in order to make it work. Then inform her there's going to be an application process and interview to see if she's qualified.

If you live, please report back with how it went.
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Old 05-12-2021, 12:33 PM   #9449
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Every time I think the market can't get any worse it says "hold my beer".

UWMC finally having a good day though, guess you gotta enjoy the small victories.
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Old 05-12-2021, 01:05 PM   #9450
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Every time I think the market can't get any worse it says "hold my beer".

UWMC finally having a good day though, guess you gotta enjoy the small victories.
If you think this is the worst the market can get, then I really don't know what to tell you.
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