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Old 05-19-2022, 11:40 AM  
Reroka Reroka is offline
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Hey all, I need some advice,

As you all know I posted I was in an accident in April, I was driving a passenger for lyft. Lyft insurance deductible is 2500.00 and since I had a passenger my insurance will not come into play.

I am going to take the driver to court and ask for 10,000.00, that amount included the damage to my car, lost wages, court fees, and car depreciation. My questing is may I include the owner of the car in my lawsuit? The driver and the owner are two different people.
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Old 05-19-2022, 11:42 AM   #2
TLO TLO is offline
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Call Jungle Law.
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Old 05-19-2022, 11:46 AM   #3
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Yeah, you can. It’s not a great cause of action but it’s doable.

Negligent entrustment can work depending on the fact pattern.
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Old 05-19-2022, 11:55 AM   #4
Reroka Reroka is offline
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Yeah, you can. It’s not a great cause of action but it’s doable.

Negligent entrustment can work depending on the fact pattern.
The father gave permission to drive with the knowledge that they did not have insurance.
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Old 05-19-2022, 12:11 PM   #5
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Huh. Is that common for those services like Lyft and Uber? You'll have a separate insurance policy contingent on whether you're working or not?
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Old 05-19-2022, 12:18 PM   #6
SupDock SupDock is offline
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Huh. Is that common for those services like Lyft and Uber? You'll have a separate insurance policy contingent on whether you're working or not?
Typically you need to inform your insurance that you will be driving. They need to add it to the policy, otherwise you will not be covered. I had a friend who was hit by a DoorDash driver. They did not inform their insurance, so they were basically an uninsured driver
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Old 05-19-2022, 12:23 PM   #7
Reroka Reroka is offline
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Typically you need to inform your insurance that you will be driving. They need to add it to the policy, otherwise you will not be covered. I had a friend who was hit by a DoorDash driver. They did not inform their insurance, so they were basically an uninsured driver
This is correct, I have a rideshare endorsement.

Which covers me as secondary insurance but if I have a passenger in the car and an accident then Lyft's policy is the only one unless I am hit then then its the other person insurance if they have any.
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Old 05-19-2022, 12:23 PM   #8
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Huh. Is that common for those services like Lyft and Uber? You'll have a separate insurance policy contingent on whether you're working or not?
Once you start using your vehicle to make money, you're a business, so your basic personal auto policy won't provide coverage during those windows of time.
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Old 05-19-2022, 12:24 PM   #9
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Originally Posted by SupDock View Post
Typically you need to inform your insurance that you will be driving. They need to add it to the policy, otherwise you will not be covered. I had a friend who was hit by a DoorDash driver. They did not inform their insurance, so they were basically an uninsured driver
Wow. That's ****ing shitty.
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Old 05-19-2022, 12:31 PM   #10
Reroka Reroka is offline
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Wow. That's ****ing shitty.

Yes it is,

but in 10 months I was able to pay off 60k in debt and I am now debt free.
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Old 05-19-2022, 12:34 PM   #11
Reroka Reroka is offline
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Make this clear, I was not a fault and I have informed my insurance that I do this and have the rideshare endorsement on my policy on all 4 of my cars.
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Old 05-19-2022, 12:42 PM   #12
DRU DRU is offline
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Originally Posted by Reroka View Post
Hey all, I need some advice,

As you all know I posted I was in an accident in April, I was driving a passenger for lyft. Lyft insurance deductible is 2500.00 and since I had a passenger my insurance will not come into play.

I am going to take the driver to court and ask for 10,000.00, that amount included the damage to my car, lost wages, court fees, and car depreciation. My questing is may I include the owner of the car in my lawsuit? The driver and the owner are two different people.
"I was driving a passenger for lyft."

"I am going to take the driver to court..."

Huh??
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Old 05-19-2022, 12:44 PM   #13
ModSocks ModSocks is online now
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Call Jungle Law.
Lookin' sharp in that suit, DJ.
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Old 05-19-2022, 12:44 PM   #14
Reroka Reroka is offline
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"I was driving a passenger for lyft."

"I am going to take the driver to court..."

Huh??
The drive who hit me, sorry,

The driver rear-ended me.
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Old 05-19-2022, 12:45 PM   #15
DaFace DaFace is offline
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The father gave permission to drive with the knowledge that they did not have insurance.
Wait, the car wasn't insured, or the kid wasn't insured? Assuming the kid was a legal driver, the car's policy should still apply. At least that's always been my understanding.
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