Returning to this, Microsoft 365 is a no brainer if you have people you want to share your subscription with. I finally decided to migrate from Dropbox. I hadn't realized that you get SIX accounts for $100/year, and those six accounts can each install it on 5 devices. Granted most people won't actually install it that many places, but in theory that's 30 installs of Office and 6TB of storage for $100.
I've shared it with my brother, parents, and grandparents who all had Dropbox subscriptions. As a group, we all just got a discount of $300 a year and got Office for free.
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