People are going to freak out that I posted this. But it's 100% accurate. Unless testing and treatment are free (IE - no surprise out of network bills for 10s or 100s of $1000s), we're going to have a big problem.
https://www.businessinsider.com/miam...ousands-2020-2
Quote:
Last month, Osmel Martinez Azcue, a Miami resident, returned from a work trip in China with flu-like symptoms. He visited the hospital to make sure he didn't have the coronavirus, the Miami Herald reported.
Azcue had the flu, not the coronavirus. But he has limited insurance coverage and received a claim for $3,270 two weeks after his test. He'll be responsible for about $1,400 of that bill, according to the Herald.
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How many people are going to self-report under these conditions? The former head of Eli-Lily just told congress that tests and vaccines are going to remain very expensive. The drug industry is seeing massive $$$ over this.
Good luck rolling the dice and finding out what your insurance covers and what it doesn't. A friend of mine just got a surprise bill for $10k a year after his kid was in the NICU. The hospital was in network but a doc working the floor wasn't (billed as an independent contractor of course). Lot's of people who think they have great insurance will find out they don't.