Quote:
Originally Posted by Woogieman
US insurance needs to develop a "Health Care SR-22" so the rest of us don't have to sacrifice our retirement goals for the Big Gulp chugging, smoke-a-pack-just outside-the-building's-front-door, no-walking, buffet-busting, lil' Debbie crowd. It's such a scam that drivers are rated, life insurance purchasers are rated, but they don't group the healthy and the morbidly obese/high risk people in their own groups. Doing so would GREATLY enhance the habits of those that are trying to get into or maintain their membership in the "healthy pool".
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This isnt a health insurance thing only. My wife got rear ended sitting still at a stop light. Totaled the car. Paid the money to us. Except.....Now we have to pay $400 more over 6 months because she had a wreck that no one thinks was her fault.
Florida is a no fault state. Two cars have a wreck. Police say and give a ticket to one driver of the car that caused the wreck. But, Both cars are flagged as if they were both at fault because there is this no fault insurance law.
They raised my house insurance rates in Lees Summit in the mid 90's because a hurricane happened in Florida.