Thread: Life How do you save money?
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Old 11-12-2023, 01:25 PM   #124
ThaVirus ThaVirus is offline
You gotta kill a few people
 
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Join Date: Sep 2007
Quote:
Originally Posted by bdj23 View Post
I have an emergency fund. It's called my 401k lol. I don't understand how people have a savings account and then another savings account on top of that with 6+ months of all their bills in it. I know maybe one person in my circle of friends who could pull that off and he's an airline pilot married to a pharmacist.
You’ll pay a penalty for accessing your 401k or IRA prematurely, no?

Everyone’s situation is different but I don’t see a problem with having a few thousand in a HYSA just to be totally liquid in a pinch.
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