What do you with the coinage received as change?
 

Pennies, nickels, dimes...

What do you do with them?

I use them to pay your MOM!

I go to WalMart and buy sweatpants and hot tub chemicals.

Spend it on lines of coke.

I save them and dollar bills as well for a rainy day. Kind of a get away fund.

I drop it in the nearest ass crack I see

Do you get a gumball?

I throw the pennies in my hot tub because boiling copper masks the smell of peoples' filthy bungholes.

Different reactions. Some positive some not so much. Lots of times I just drop and run. Safest way to go about these situations

Stupidly, put it in a jar. Where it is worthless and loses value.
Before a vacation-we run it through a sorter and take it to the bank.

Used it to buy out Mayock's worthless carcass.

I don’t use cash for anything.

Credit card charge everything and get a free $500-600 cash back every year on rewards. Just pay your bill in full each month.

Cash is lame. Even more lame are coins.

Change goes in a plastic former cashew container that’s about 6”x6”x6”. When it’s full I dump it in one of those thieving cash machines at the grocery store. My bank used to have one I could use for free, but they got rid of it a long time ago.

I use cash so infrequently now that it takes years to fill it, but it typically yields a couple of hundred dollars.

Give it to my bitch. She uses it in vending machines at work.

Although I rarely have change anyway.

Leave it with the rest of the tip.

Read this as cocaine 3 times. Now I’m triggered driving through south St Pete looking for a guy I used to know named Big Stank. Thank a ****ing lot!!

Classic line from Flashdance (the closest thing I’d seen to porn at that point, **** you spoiled ass millennials) this place is so small, you have to go outside to CHANGE your mind”.

Then I use the rest to buy some smokes and a sixer.

Years ago I lived on a farm in North Carolina. I had a shed in the back yard and I went behind it and buried a 5 gallon bucket and concreted it in. I installed a 2 " pipe that lead from a hole in the back of the shed to the bucket. Every time I had change I'd just go there and toss it down the pipe. I'd roll up a $20 bill from time to time and toss it down the tube. When time came for me to move to Oklahoma I dug that sucker up and had about $1200 in there.

Walmart self checkout. I assume all self checkouts take coins

It's legit been about a decade since I last used paper/coin money.

I keep them in 5 gallon water bottles. Once I fill one I just start another one. Been doing this for a long as time too

Or maybe get my friends together and play some nickel/dime/quarter poker...

I buy water with some of it, $1.75 for 5 gallons at those fill-up stations.

I even try to keep my pre-1964 coins in a separate one.

Yeah, don't see much of the silver anymore. They have a different feel...

I'd pee on the coin collection for 54 days and then take it to the bank and deposit it.

I have Royals souvenir cups that are full of coins that I've never taken to the bank. I just unload my pockets and dump the coins into one of the cups.

Wrong, cash is KING. I don't carry much, but I hate to pull out plastic for something that costs less than $5.01. If I go to my watering hole for a beer and it's $3.25, I leave the $1.75 as a tip. For what I have left from the end of the day, I put in a jar and have the grandkids roll it up in coin wrappers and take them to the bank. I'm a good grandpa.

You ever pay to watch your wife get railed by a dude named Jamaal?

I put it all in a jug, and then every once in a while I'll roll it by hand and cash it in at the bank to help fund a trip. I'm way too cheap to use one of those expensive coin roller machines, and it makes me feel wealthy to roll it myself and roll in the coins like Scrooge McDuck.

I stopped accepting pennies about 10 years ago

I use change to buy 13 cents of gas just so I can use the squeegee.

I bought this.
https://www.amazon.com/Royal-Soverei...r&sr=1-23&th=1

fun for all involved

Pretty much this. If a person is not taking advantage of cash back they are losing out on "free" money.

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Cash is not King anymore. Cash does not get you the lowest price. It is more dangerous to carry. If a person is not taking advantage of the extras that come with having and using credit cards, responsibly, then they are just not doing the best financial things they can do for themselves.

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I was never close with my older brother. I guess we both had a penchant to horde change though. When he passed there was about $800 worth of change in various trays and jars around his house. That was a shit load of change. That paid for airfare and hotel to Vegas for my wife. I save change too but about once/twice a year I'll take it to the bank and deposit in my daughter's savings account.

In college I used to save it up and then hand a big bag of change to the food delivery person for whichever restaurant was lucky enough to get my order.

I keep anything older than 1970.

It’s great at teaching history to the kids.

I disagree.

I prove it daily.

They both have their benefits for certain things.

Not true, my LGS (local gun shop) gives a discount for cash.

I put it in a wrist rocket and shoot it at bums begging for change. I hope that this motivates them to become a functioning member of society like myself with a mullet, iroc z and 14" penis.

I pay cash for 90% of purchases.

I keep change in my left pants pocket & use it to reduce the amount of change I get back with each purchase.

Basically, this. Except I haven't done it for such a long time so I've probably got a gold mine

Keep it a glass gallon container we got on our honeymoon in Hot Springs 32 years ago. It fills up, we cash it in, usually a couple of hundred dollars and get some plants for the wife. Haven't cashed in since 2017 or so because we don't get change that often anymore.

If you have a bank that's worth a shit, take them inside and put them there the machine and they'll give you cash. So that you can get MORE change later on with your new cash.

I assume people with jars of coins. Use it to weigh down bodies, cats, dogs, nosey neighbors

How do you prove it? I get a minimum 2% rebate on anything I buy.

I like to role play with my partner and stuff them I'm his ASS like a piggy bank

I keep it in a jar to use for whatever. When the jar is full I take it to the bank and put it in my son's savings account.

Coinstar doesn't charge fees if you use it for gift cards, so I just get an Amazon card. That said, I use plastic for 99% of my spending these days, so I probably only bother with turning coins in once every 2-3 years.

You're an old man, oldman.

I collect change in a 4 liter glass Erlenmeyer flask. It currently holds about 1.5 liters.

I changed banks 3 years ago to an online bank, and forgot to convert my change at the old bank. During the pandemic, I began to use cash much less frequently and the change jugs is holding fairly steady.

There were still some cash only establishments I'd visit when I lived in Chicago. I also had a lawn service come out a couple weeks ago that only took cash or check. Fortunately I had an old temporary check from my bank to give them.

I do like to keep some cash on me, mostly for street vendors and such, but would rather pay in plastic whenever possible.

I keep my change in a Jameson whiskey tube. Has to weigh 15lbs at this point.

Back in college I worked at a full service carwash. I would just vacuum up any loose change on the floorboards. After close I'd empty out the vacuums and accumulate hundreds of dollars in dusty coins.

At home I put it in a Ziploc container I'd say it's 4" x 8" until it's full then go cash it in.

At our camper I put it in a tequila bottle.

I also have a full coors light party ball that I have to do something with sometime (if you know what one of those are).

Always keep your nickels, then send them to me. Thanks.

Best thing we ever did up here is get rid of the penny , I would highly recommend it with the other coinage I just fill up a cookie jar and roll them up and bring them to the bank at some point with toonies and loonies you don’t realize how much cash you accumulate so it can be worth the trip to the bank.

Throw it in a jar along with throwing ones and fives in a box next to it. At the end of the year I take deposit it and then send it into a Roth IRA. Typically get a few thousand dollars at the end of the year.




I do a ton of cash transactions just for this reason

I also have a collection of drummer boy quarters

Switching over to paying everything with credit cards was one of the best things I've ever done.

I'm not compulsive about it but I even manage my purchases based on which get the best rewards. For instance, my AmEx gets me like 3% (maybe 6%, I can't remember) back on purchases at gas stations and supermarkets so anytime I get gas or groceries, I'll use that one.

You'd be surprised how many people either don't know about credit card rewards or just don't bother. The amount of people I've told about it who just shake it off with a confused look is way too ****ing high. It's very simple!

With a caveat that I consider myself an advanced player of the credit card rewards game, my wife and I are flying to Scotland this summer in lie-flat business class both directions (and first class in the U.S.), entirely paid for by credit card rewards. Unless you have trouble controlling yourself from overspending, you're leaving a ton of value on the table if you only use cash.

Congratulations on the upcoming trip. I know from past convos you and Lew are heavy in the credit card rewards game.

I just stick with my AmEx for gas and grocery purchases and then put everything else on my CapitalOne for 2% cashback. It's a good system and I don't mind keeping it simple. I have considered "churning" through some new cards just to get those "$250, $500 cashback when you spend $1000 on this card in the first 3 months" sort of deals but that's just a bit much for me.

My goal is to pay off a trip to Hawaii for my gf and I with my credit card rewards. At this point I'm actually pretty close.

Yeah, basically the only time I pay for Southwest flights is if a few come up in a short period of time and I haven't built back rewards, but for the most part never have to pay for that portion of a trip.

Back when I traveled for work, I had a ton of hotel and rental car points, too, but these days don't make that as much of a priority.

Yeah, the new account bonuses are where it's at, but I don't put much effort into them. I had Discover for a while and did the math on a Chase Southwest card, and it was the 60k bonus points that made the difference by far... the month to month points/cash back across various cards all seem to be roughly the same.

I transfer it from my car and/or purse to my kiddo's piggy bank (stormtrooper head bank). Once it's full, we take it to a Coinstar at Walmart and he gets to spend it on whatever he wants. Not to worry. I do also have a savings account for him that I contribute to every payday and where holiday/birthday money goes. This is just "for fun" money for him. Also, I try to keep quarters in my purse for the occasional toy/gumball/candy machine. :)

Yeah, there's nothing wrong with keeping it simple, and cash back cards are the best place to start for 95% of people. You can get a ton more bang for your buck if you go for travel rewards, but it's FAR more complicated (despite what a lot of online blogs and videos tell you). But that said, you can get some insane experiences if you dedicate the effort. A friend of mine (who I would call an expert) just took a trip to Germany, and on the way back he flew Singapore Airlines' first-class suite:

https://www.singaporeair.com/saar5/i...gle-suites.jpg

Again, 100% paid for using credit card rewards.

I will say that, if you travel by plane a few times a year, having a credit card that comes with lounge access is a perk you come to love. Sometimes they're a bit crowded, but there's just something way too fun about starting a trip with all the free food and drink you want.

It occurs to me that I'm hijacking the thread, but this could be a fun topic on its own. New thread incoming!

I throw my change into a big glass flask and then the Grandkids raid it for candy and pop.
Little greedy kids.

You'd be shocked at what happens when you offer cash in a private deal.

It's a HELL of a lot better than 2% off.

I don't have to tell you the benefits of being paid in cash for work........

There are a lot of places that up charge 3% for credit card use and you guys don't even notice. If you tell them you are using cash they wipe it off the total.

That kind of cancels any benefit you get from using the card.

If a customer wants to use a card on a 10k floor, it will cost them 300 more. I'm upfront about it, and some still go through with it. Insanity.

The suites I mentioned above typically go for about $15k, and my friend used about 100k miles for it (theoretically worth $1k), generated using a card setup that averages around 2.5x earning. That's certainly an outlier, but it's not out of the question that some people value their rewards earning at >3%.

Not out of the question to be earning 3% or more straight up on purchases either. I always pay the "convenience fee" to pay my utilities online as that is way less than the 5% I earn on the purchase.

We can go deeper and figure in the 3% as a business expense, but use the points/cash in a private purchase.

That's another way to come out a little ahead.

I'm set up to cycle a 2 year old work truck into my personal use for the kids to drive to school. Truck is 100% done on the tax schedule, and I'd have to show it as income in a trade-in (well, the difference anyway). Might as well write the incoming new truck off 100% and get an excellent vehicle for the kids in the backend.

Thousands of dollars saved by playing the game right. Just like credit cards.

we have a coffee can that we throw it in and allow it to collect over time. We allow that to accrue over time and then we take it to the bank to cash it in before we go on vacation. It typically isn't a lot of money, but if we are flying somewhere we will use that money for food and drinks while we travel and stuff like that.

So, I guess its a combination of the last two options in your POLE

Wow, wrist rockets were some ****ing weapons back in the 70's and 80's.

We used to shoot marbles and ball bearings and hit bottles, cans and wood targets. Those things could do serious damage.

When someone ****ed around and shot someone with one it would penetrate the skin or leave a massive welt.

You ever paid a hooker with change?

Don’t buy much with cash.


Probably 6 years ago I took some coins to the bank. I think if you don’t make them put it through a coin counter they don’t charge you.

I think all the subsequent coins ended up in my kids piggy banks.

"I'll give you the change in my ashtray or this leftover chili-cheese burrito for a blow"