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10-28-2021, 10:02 AM | #2 |
In Search of a Life
Join Date: Mar 2006
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Don't bother. The private options will either be shit or too expensive to seriously consider.
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Posts: 22,245
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10-28-2021, 10:03 AM | #3 |
Arrowhead Trail of Tears
Join Date: Oct 2012
Location: KansasCity
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Always hate when an employer changes providers
They usually try to tell the employees its for their benefit but it's always for the benefit of the company |
Posts: 29,204
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10-28-2021, 10:04 AM | #4 |
That's just f***in' stupid
Join Date: Aug 2000
Location: suburbia
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These guys are helpful and a better option than the gub'ment run exchanges (gub'ment = ****tards) IMO
They rank/rate based upon options customers really care about, then link you directly to the providers https://www.nerdwallet.com/blog/health-insurance/ |
Posts: 12,355
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10-28-2021, 10:05 AM | #5 |
Bono & Grbac wasn't enough
Join Date: Oct 2000
Location: Sioux City, IA
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Bend over and provide thy anus
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Posts: 34,389
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10-28-2021, 10:05 AM | #6 |
Life is changing..
Join Date: Jul 2012
Location: NW Missouri
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Oh wow!!! Look at this really good plan... For $686 a month!!!! WTF is this shit?????
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Posts: 39,330
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10-28-2021, 10:11 AM | #7 |
"You like to drink?"
Join Date: Jun 2006
Location: "I like to drink."
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Posts: 43,026
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10-28-2021, 10:11 AM | #8 |
Bono & Grbac wasn't enough
Join Date: Oct 2000
Location: Sioux City, IA
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Posts: 34,389
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10-28-2021, 10:14 AM | #9 |
Praise Him
Join Date: Aug 2000
Location: none ya
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company provided plans are usually better bargains than private. You can compare coverage and cost including out of pocket and deductibles against your company provided coverage
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Posts: 12,181
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10-28-2021, 10:19 AM | #10 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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If they’re supplementing it at all it’s likely better than you can get elsewhere. There is some non-insurance group cost sharing stuff that sounds a little too good to be true ish, but no way I’m doing that.
If it’s bad enough start looking for a better job. |
Posts: 57,040
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10-28-2021, 10:30 AM | #11 |
Life is changing..
Join Date: Jul 2012
Location: NW Missouri
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Ehhh. I just got a pretty massive promotion. I'll stick it out with shit health insurance if needed.
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Posts: 39,330
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10-28-2021, 10:35 AM | #12 |
In my youth i pray to keep
Join Date: Nov 2013
Location: Clown World
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It's all a racket
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Posts: 15,987
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10-28-2021, 10:37 AM | #13 |
Andy Reid Supporter
Join Date: Apr 2012
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Don’t get Aetna. They are the worst
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Posts: 46,461
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10-28-2021, 10:38 AM | #14 |
MVP
Join Date: Aug 2005
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As others have said, you're very unlikely to find a better deal than your company-provided insurance.
Are you in good health? You might want to consider (if they offer it) a high deductible HSA plan. A lot of companies contribute to their employees' HSAs annually and your contributions can be pre-tax. If you can swing it, an HSA provides multiple tax benefits. And it typically comes with lower premiums. |
Posts: 14,526
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10-28-2021, 10:57 AM | #15 | |
Veteran
Join Date: Apr 2007
Location: JoCo
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Quote:
Unless your company has zero employer cost share (very doubtful), you simply are not going to find a better product/price on your own. For what it’s worth, you can see how much your employer pays vs. what you pay on your W-2. Source: while I currently work in forecasting/reserving, I used to work in health insurance pricing. |
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Posts: 3,452
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