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Old 03-26-2020, 09:55 AM   #2
DJ's left nut DJ's left nut is offline
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Smoking. Suddenly quite heavily.

Great time to pick up that habit.
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Old 03-26-2020, 11:03 AM   #3
Prison Bitch Prison Bitch is offline
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Smoking. Suddenly quite heavily.

Great time to pick up that habit.
Don’t dare do that, stop ASAP, you need your lungs more than ever.

Take up dip. I’ll mail you some Skoal.
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Old 03-26-2020, 10:02 AM   #4
ModSocks ModSocks is offline
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For the most part, business as usual. Our business doesn't rely on walk in customers, but instead a handful of project cars that are built over the course of 1-2 years. We've collected all past due invoicing and brought our build customers to zero balance. We wanted to collect everything owed to us in case shit went south.

We've checked with our build customers and asked if they still want us to proceed or just hold off on their projects and it seems to be all systems go.

We also sell parts online and we're heavily involved in social media. All that stuff is still going. All my national suppliers are still supplying, though one took a 5 day hiatus. A lot of my national suppliers are working from home and then sending the order into the warehouse to ship.

All the local suppliers are business as usual as well. Napa, O'reilly's, Ford etc are all still delivering me parts daily.
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Old 03-26-2020, 10:15 AM   #5
SAUTO SAUTO is offline
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is it better to apply directly through the SBA or your local bank after this bill passes?
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Old 03-26-2020, 10:15 AM   #6
O.city O.city is offline
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is it better to apply directly through the SBA or your local bank after this bill passes?
She said that local banks aren't doing this yet, but no one seems to really know anything.
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Old 03-26-2020, 10:27 AM   #7
Trivers Trivers is offline
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is it better to apply directly through the SBA or your local bank after this bill passes?
The money is coming directly from the SBA for the EIDL loan. No banks.
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Old 03-26-2020, 10:52 AM   #8
SAUTO SAUTO is offline
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The money is coming directly from the SBA for the EIDL loan. No banks.
and thats different than the ones they say are coming available through this new bill?
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Old 03-26-2020, 11:06 AM   #9
Trivers Trivers is offline
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and thats different than the ones they say are coming available through this new bill?
Normally, SBA loans are done in partnership with a bank or CU; in case of the EIDL loans as part of these bills; $$ is processed, approved, and given by SBA.
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Old 03-26-2020, 11:10 AM   #10
SAUTO SAUTO is offline
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Normally, SBA loans are done in partnership with a bank or CU; in case of the EIDL loans as part of these bills; $$ is processed, approved, and given by SBA.
i'm pretty sure we are talking about 2 different loans.



sba loans say they will not be forgiven and directly from sba, the stimulus bill says they can be forgiven and come directly from your local bank
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Old 03-26-2020, 10:53 AM   #11
notorious notorious is offline
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You have to fall within a declared disaster area for EIDL. They might declare the entire US as a disaster area.
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Old 03-26-2020, 10:56 AM   #12
SAUTO SAUTO is offline
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You have to fall within a declared disaster area for EIDL. They might declare the entire US as a disaster area.
kansas and missouri are both in it.


but during the presser yesterday they specifically said to go to your local bank and they should be able to service and pay out most loans in the same day by the end of next week or the beginning of the week after
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Old 03-26-2020, 11:02 AM   #13
notorious notorious is offline
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kansas and missouri are both in it.


but during the presser yesterday they specifically said to go to your local bank and they should be able to service and pay out most loans in the same day by the end of next week or the beginning of the week after
Oh wow.

I didn't know they have declared disaster areas already.
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Old 03-26-2020, 11:14 AM   #14
SAUTO SAUTO is offline
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Oh wow.

I didn't know they have declared disaster areas already.
yeah i think KS and MO were declared monday, maybe even sunday
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Old 03-26-2020, 11:03 AM   #15
Mr. Plow Mr. Plow is offline
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kansas and missouri are both in it.


but during the presser yesterday they specifically said to go to your local bank and they should be able to service and pay out most loans in the same day by the end of next week or the beginning of the week after
That's the one I'm watching for. Not sure on the specifics, but I believe they said you could take out 200% - 250% of your total monthly payroll as a loan. Then if you used it for employee salaries, benefits, or to keep your business open that it would turn into a grant rather than loan.

That may be way off on what it actually is, but it's what I remembered hearing.
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