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#961 | |
MVP
Join Date: Oct 2011
Location: Chandler AZ
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Posts: 13,325
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#962 |
Banned
Join Date: Dec 2014
Location: 19th Hole
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No kidding? I'll be hoping for the best. Glad you trusted my advice and that it worked in our favor
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Posts: 11,680
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#963 |
MVP
Join Date: Oct 2011
Location: Chandler AZ
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Posts: 13,325
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#964 |
Fish are scared of me
Join Date: Nov 2001
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Posts: 40,663
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#965 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Back to investing.
I am self employed and am needing to set up an additional Roth IRA. I have one through a company a buddy of mine works for. I told him I'd give it a shot. It's meh. I'm going to do one that works on my terms. Since this is self directed, I'm looking for the following: 1. Lowest overhead/fees - cost essentially. I won't be running a lot of trades so I'm not as concerned with commission, but I need the cost to be low. 2. Convenience - I'm busy as ****. I need to make something happen with a low time commitment. I'm disciplined enough I don't necessarily need direct deposit, but it wouldn't be a bad look. I just don't want to **** with this thing during the busy season. Anybody have experience with any companies out there? |
Posts: 57,432
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#966 | |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Vanguard probably meets what you want. Numerous, low cost funds with excellent track records. If you are unsure or don't want to make many moves, simply buy into a target date fund and it resets your allocation (stocks/bonds) for you as you age. |
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Posts: 45,942
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#967 | |
Fish are scared of me
Join Date: Nov 2001
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Posts: 40,663
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#968 | |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Do you have an account there? I looked into them after doing a case study in college round about a million years ago. (Which is an amazing advertising tool - put your case study in a business textbook). I know their funds are typically well represented in the performance listings, but was apprehensive because they only used Vanguard funds. Has it been a problem for you? |
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Posts: 57,432
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#969 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Posts: 57,432
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#970 | |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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My wife's ROTH IRA is through Vanguard. They have the lowest fees of any mutual fund company, plenty of options. You can buy individual stocks for $7 for the first 25 trades and I think and that rests every year (but you'll have to check that, maybe not). I have my ROTH through TRowePrice, mostly because my dad started it there for me when I was in middle school. Their fees are more but they have more specialty funds to choose from, although I've thought about moving it over to Vanguard as well due to fees being cheaper. Cheap fees for retirement planning is my preferred method of investing! My 401k through work offers some Vanguard index funds and that's where I park most of my money. |
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Posts: 45,942
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#971 | |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Posts: 57,432
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#972 |
Fish are scared of me
Join Date: Nov 2001
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Posts: 40,663
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#973 |
Woman should only make babies
Join Date: Nov 2003
Location: Apartment "G UNIT!"
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I have a roth at work and a roth from edward jones. Edward Jones costs 40 dollars a year but you can poke around as many questions as you want. I wanted a real pro to look at my money just to give me peace of mind I am doing everything I can to ser up my future.
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Posts: 54,401
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#974 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Thanks HF
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Posts: 57,432
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#975 | |
Fish are scared of me
Join Date: Nov 2001
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Posts: 40,663
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