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Old 03-18-2011, 11:32 AM  
R8RFAN R8RFAN is offline
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How broke are you?
Instead of hijacking a thread lets make our own...
How far up to your ass are you in debt are you?
How close are you to filing for Bankruptcy.
How many of you borrow from Mom and Dad because you are sorry as hell and have to drive that car that sounds like a pissed off bumble bee?



Let's get it on you broke dick bastards...

It's on


I will start the thread

0 Mortgage debt
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Bills I owe
Directv
Insurance
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Utilities
Food
and Cell Phone (thanks luv)
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Old 06-16-2021, 07:59 PM   #721
Rain Man Rain Man is offline
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I think what we're concluding is that housing prices are spiking everywhere for a combination of reasons.

Low interest rates certainly play a part in that. Delayed demand plays a part as millennials didn't move into the market on a predictable basis and are now starting to catch up. Millennials are a big new population of buyers. Some people may have more cash due to stimulus stuff, though that's probably not significant. And I think there's still a lingering shortage of housing dating all the way back from the 2009-2010 recession. Investment funds are screwing over the American Dream by buying houses over what real people can pay. AirBnB corporations are buying houses so they can be fake hotels without paying taxes. Combine them all and you get this.
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Old 06-16-2021, 08:03 PM   #722
lewdog lewdog is offline
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Originally Posted by KCUnited View Post
Its almost as if some alarms bell should be going off, but I'm sure everything is fine
We bought our house 7 years ago and it’s doubled in value. We could currently rent this house for 2.5x our monthly mortgage payment.

None of that adds up to me and it shouldn’t be this high.
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Old 06-16-2021, 08:26 PM   #723
Monticore Monticore is offline
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We bought our house 7 years ago and it’s doubled in value. We could currently rent this house for 2.5x our monthly mortgage payment.

None of that adds up to me and it shouldn’t be this high.
It’s going to crash .
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Old 06-16-2021, 08:28 PM   #724
Buehler445 Buehler445 is offline
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Originally Posted by BWillie View Post
Life in Tampa or wherever in Floridastan must be good.

Where has housing prices increased the most in the last few years at least in terms of percentage?
On a percentage basis I bet it’s some place in Colorado. I have a landlord in Golden. What he’s telling me explodes my brain.
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Old 06-16-2021, 09:20 PM   #725
lewdog lewdog is offline
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Originally Posted by Monticore View Post
It’s going to crash .
Well at this point a good 25-40% correction is absolutely warranted. And crashes will happen too as housing prices are cyclical like everything else.
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Old 06-16-2021, 09:26 PM   #726
Bugeater Bugeater is offline
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On a percentage basis I bet it’s some place in Colorado. I have a landlord in Golden. What he’s telling me explodes my brain.
We paid $223k for our place a little over 2 years ago. I'm fairly certain I could get close to $300k for it right now. Part of it is because it had a horrid kitchen that has since been renovated, but even without that it would probably be an easy $280k. And that's here in freaking Omaha...where nobody really wants to live.
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Old 06-16-2021, 09:28 PM   #727
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Originally Posted by Buehler445 View Post
On a percentage basis I bet it’s some place in Colorado. I have a landlord in Golden. What he’s telling me explodes my brain.
We've certainly seen big increases. From what other people are saying, it may not be larger percentage-wise, but most Colorado homeowners are starting from a high base value. It adds up to a lot of appreciation.
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Old 06-16-2021, 10:10 PM   #728
JohnnyHammersticks JohnnyHammersticks is offline
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On a percentage basis I bet it’s some place in Colorado. I have a landlord in Golden. What he’s telling me explodes my brain.
The increases over the last couple years in metro Denver have been fairly substantial. Bought my house in Westminster in Fall of 2014 for $415k. Per Zillow the current value is $697.5k and per Realtor.com it's $751.6k. My neighbor just sold his for $750k.

If I didn't like the house so much/hate moving so much I'd sell it asap and pray for a big correction, but with the Fed printing money like a teenager with a new credit card I'm not sure that's going to happen anytime soon anyway. It would only take 30 more ounces of gold at current gold prices to buy my house at its current value than it would've taken to buy it for $415k in 2014 using Oct 2014 gold prices - so it's more the dollar losing value than it is my house gaining value.
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Old 06-16-2021, 10:20 PM   #729
BigRedChief BigRedChief is offline
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Its almost as if some alarms bell should be going off, but I'm sure everything is fine
this housing boom is different from 2008.
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Old 06-16-2021, 10:49 PM   #730
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Where did he say he's abandoning crypto?
I assumed since he cashed it in and is now letting it rot in the bank. My bad. He's so lackadaisical with his finances that it frustrates me sometimes.
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Old 06-16-2021, 10:53 PM   #731
Rain Man Rain Man is offline
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I downloaded a data set here that's apparently Zillow's year over year home sales prices for 2020 versus 2019.

https://sparkrental.com/hottest-real-estate-markets/

Check it out and see how your county is doing.

There's some inconsistency because you may have houses in different prices ranges selling from year to year, but it gives us a good feel. The thing that strikes me is that the appreciation isn't as high as I would expect at all. Denver posted a 6.71 percent increase according to this data, which is a great number, but anecdotally I was thinking it would be double that based on what I see in the market. The median county is about 4.45 percent.
Attached Files
File Type: xls 2020 v 2019 Zillow Data.xls (530.0 KB, 40 views)
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Old 06-16-2021, 11:04 PM   #732
Bugeater Bugeater is offline
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Originally Posted by Rain Man View Post
I downloaded a data set here that's apparently Zillow's year over year home sales prices for 2020 versus 2019.

https://sparkrental.com/hottest-real-estate-markets/

Check it out and see how your county is doing.

There's some inconsistency because you may have houses in different prices ranges selling from year to year, but it gives us a good feel. The thing that strikes me is that the appreciation isn't as high as I would expect at all. Denver posted a 6.71 percent increase according to this data, which is a great number, but anecdotally I was thinking it would be double that based on what I see in the market. The median county is about 4.45 percent.
I want to know wtf is going on in Antelope County, NE that warrants a 15.49% increase.
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Old 06-16-2021, 11:06 PM   #733
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this housing boom is different from 2008.
My best friend does very well in real estate out here. His most recent deal to go under contract the other day was for one guy, two houses, over $1m each, cash, and was simply able to outbid other suiters. Chicago guy who will be snowbirding.

This boom is a supply and demand issue that is likely to linger until new home starts get going again, when lumber costs come back down.

Phoenix inventory sucks right now for anything less than $500K. Probably better in Lewdog's area since nobody wants to live out there.
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Old 06-16-2021, 11:43 PM   #734
Rain Man Rain Man is offline
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I want to know wtf is going on in Antelope County, NE that warrants a 15.49% increase.
I'm guessing that a person must have moved there.
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Old 06-17-2021, 08:29 AM   #735
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My best friend does very well in real estate out here. His most recent deal to go under contract the other day was for one guy, two houses, over $1m each, cash, and was simply able to outbid other suiters. Chicago guy who will be snowbirding.

This boom is a supply and demand issue that is likely to linger until new home starts get going again, when lumber costs come back down.

Phoenix inventory sucks right now for anything less than $500K. Probably betting in Lewdog's area since nobody wants to live out there.
Living in the ghetto ain’t glamorous but it sure is cheap!
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