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09-08-2020, 08:05 AM | #6046 |
Hey Loochy, I'm hooome!
Join Date: Oct 2008
Location: PooPooKaKaPeePeeShire
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Posts: 41,175
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09-08-2020, 09:47 AM | #6047 |
Fish are scared of me
Join Date: Nov 2001
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Posts: 40,779
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09-08-2020, 09:50 AM | #6048 |
I'll be back.
Join Date: Nov 2002
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****ing NKLA.
Should have held. |
Posts: 286,069
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09-08-2020, 09:57 AM | #6049 |
NFL's #1 Ermines Fan
Join Date: Jul 2001
Location: My house
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Posts: 142,669
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1 0 |
09-08-2020, 11:56 AM | #6050 |
Politically Incorrect
Join Date: Feb 2009
Location: Scottsdale, AZ
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The market needed a good short kick in the balls to keep everyone humble.
Too many novices suddenly thinking they are hedge fund managers |
Posts: 52,112
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1 0 |
09-08-2020, 01:19 PM | #6051 |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Posts: 46,067
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1 0 |
09-08-2020, 01:51 PM | #6052 |
MVP
Join Date: Oct 2017
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Posts: 7,373
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09-08-2020, 02:16 PM | #6053 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Posts: 57,708
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09-08-2020, 03:26 PM | #6054 |
Veteran
Join Date: Oct 2002
Location: Bismarck
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Posts: 1,299
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09-08-2020, 05:02 PM | #6055 |
TACO SALAD
Join Date: Apr 2008
Location: yes
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Berkshire Hathaway and Salesforce are buying 250 million in Snowflake shares at IPO price. It was already going to be a crazy hot stock at IPO I think. Im interested but worried it's going to list and be up massively instantly
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Posts: 6,249
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09-08-2020, 08:21 PM | #6056 |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Refinance question. We refinanced in 2016 from 4.25 to 3.6. All the recent questions on the board got me looking and I have a few friends who just refinanced below 3, which is mind blowing.
I am not sure how mortgage interest rates are determined from person to person? Such as, how did my friend secure a 2.5, 30 year and best I am getting is 2.8? I got refinance options for a flat 3 with no points and 2.8 with points. Points are in a sense paying the lender for a lower interest rate? It looks like the points would cost me $765. Break even for us looks like right over 4 years on refinancing and we'll definitely still be in this house. Wonder if I should wait for rates to drop even further or other questions I should be asking/considering? |
Posts: 46,067
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09-09-2020, 01:43 PM | #6057 |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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Markets!
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Posts: 46,067
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09-09-2020, 02:25 PM | #6058 | |
MVP
Join Date: Aug 2000
Location: Lee's Summit
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Quote:
Wait for another .25 decrease (or increase)? I have a mortgage lender who's been able to get me the best rats out of anyone for years. I can get you in touch with him if you want (just to see their rates and shit) |
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Posts: 8,287
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09-10-2020, 09:54 AM | #6059 |
In Search of a Life
Join Date: Jul 2009
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Pfizer is gonna explode as they'll be first to market with the best vaccine. Just fyi IMO.
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Posts: 82,344
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09-10-2020, 10:09 AM | #6060 | |
Supporter
Join Date: Apr 2007
Location: Scott City KS
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Quote:
They might have come up some. My banker said the rates they get from Freddie Mac aren't that low. I don't know shit about points. |
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Posts: 57,708
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