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#55186 | |
Supporter
Join Date: Mar 2003
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Posts: 16,587
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#55187 | |
MVP
Join Date: Oct 2017
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Posts: 7,335
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#55188 |
Ain't no relax!
Join Date: Sep 2005
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Up until very recently, most insurance companies were providing covid testing and treatment and waiving payment or capping payment. Pretty much all of them have now ended that. Covid vaccine will likely soon invoke an insurance penalty like smoking does since it's not seen as preventable.
Don’t Want a Vaccine? Be Prepared to Pay More for Insurance. [...] Getting hospitalized with Covid-19 in the United States typically generates huge bills. Those submitted by Covid patients to the NPR-Kaiser Health News Bill of the Month project include a $17,000 bill for a brief hospital stay in Marietta, Ga. (reduced to about $4,000 for an uninsured patient under a charity-care policy); a $104,000 bill for a 14-day hospitalization in Miami for an uninsured person; possibly hundreds of thousands for a two-week hospital stay — some of it on a ventilator — for a foreign tourist in Hawaii whose travel health insurance contained a pandemic exclusion. Even though insurance companies negotiate lower prices and cover much of the cost of care, a more than $1,000 out-of-pocket bill for a deductible — plus more for copays and possibly some out-of-network care — should be a pretty scary incentive. In 2020, before there were Covid-19 vaccines, most major private insurers waived patient payments — from coinsurance to deductibles — for Covid treatment. But many, if not most, have allowed that policy to lapse. Aetna, for example, ended that policy on Feb. 28; UnitedHealthcare began rolling back its waivers late last year and discontinued them by the end of March. |
Posts: 47,814
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#55189 |
In Search of a Life
Join Date: Jan 2010
Location: L.A.
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The media blows. |
Posts: 27,360
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#55190 |
In Search of a Life
Join Date: Dec 2005
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I preface this question with the info that I'm not antivax & I'm not specifically against the Covid vaccine although I have not had it yet. Initially I felt like I should wait because I am not considered high risk and I wanted to make sure people like my dad, my sister & my son - people who really needed it - were able to get it. Then I got Covid & recovered - so I figured I had the antibodies so I didn't really need to get it.
But, I'm heading to get it this week and apparently I have a choice of which to get. I had intended to get the Moderna because that's what all of my family has had, but with the Pfizer getting FDA approval it got me wondering if there was really a benefit to one over the other. Just looking for some input if you feel one would be better to get over the other. |
Posts: 30,882
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#55191 | |
MVP
Join Date: Oct 2017
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For sure. I can’t imagine physicians being OK with the optic that they abandoned their patients. Not to mention ethically they could not do it. |
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Posts: 7,335
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#55192 | |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
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But really, both of them are wildly effective and are both in widespread use with no major issues, so I'd personally go with whatever is most convenient. If the provider you want to go with offers both, I guess I'd go with Pfizer just because it's officially been put through the wringer at this point. |
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Posts: 52,067
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#55193 | |
In Search of a Life
Join Date: Dec 2005
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Posts: 30,882
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#55194 | |
Diablo Negro
Join Date: Sep 2003
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Thats some strange logic you are using. |
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Posts: 69,889
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#55195 |
Live free or die hard
Join Date: Sep 2000
Location: Durango, CO
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Posts: 26,423
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#55196 | ||
Like I woke up in Wonderland..
Join Date: Oct 2005
Location: KCMO
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I saw a conversation about this in DC (although I can't find it now) and obviously it did not go over well in that crowd. I think the argument was that why aren't we doing that for other groups like smokers and obese. I believe the common term for this line of thinking is "slippery slope" |
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Posts: 18,640
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#55197 | |
MVP
Join Date: Jan 2012
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Posts: 5,687
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#55198 | |
MVP
Join Date: Jan 2012
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Posts: 5,687
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#55199 |
Supporter
Join Date: Mar 2003
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Posts: 16,587
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#55200 |
Supporter
Join Date: Mar 2003
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Posts: 16,587
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