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Old 04-23-2009, 03:16 PM  
Mr. Flopnuts Mr. Flopnuts is offline
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*****Official Chiefsplanet "I have a random thought" Thread*****
Just in case you have some random thought and feel like starting a thread over it, you can just bump this one.
Last edited by Mr. Flopnuts; 07-16-2009 at 09:46 PM..
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Old 04-23-2009, 03:30 PM   #31
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Flopnuts help me out here.

Lets say you get a loan for $3400

You put $500 down in a down payment, and have 10% compound interest.

You pay $400 a month back on the loan.

What does that 10% compound interest mean?
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Old 04-23-2009, 03:31 PM   #32
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Old 04-23-2009, 03:32 PM   #33
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Like this one?

Attachment 86989
That's a bit menacing. Though it may scare the shit right out of you, I prefer soothing colors to set the mood for my poos.
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Old 04-23-2009, 03:32 PM   #34
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Quote:
Originally Posted by MediaCenterJunkie View Post
Flopnuts help me out here.

Lets say you get a loan for $3400

You put $500 down in a down payment, and have 10% compound interest.

You pay $400 a month back on the loan.

What does that 10% compound interest mean?
I WIN!
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Old 04-23-2009, 03:33 PM   #35
Mr. Flopnuts Mr. Flopnuts is offline
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I want to say i need to vent.
Posted via Mobile Device
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Old 04-23-2009, 03:33 PM   #36
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I think I posted some on here last night completely lit, but I must not have done anything too crazy.
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Old 04-23-2009, 03:33 PM   #37
Mr. Flopnuts Mr. Flopnuts is offline
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Quote:
Originally Posted by MediaCenterJunkie View Post
Flopnuts help me out here.

Lets say you get a loan for $3400

You put $500 down in a down payment, and have 10% compound interest.

You pay $400 a month back on the loan.

What does that 10% compound interest mean?
The only difference between that and a normal interest loan is, you pay interest on your interest with a compounded interest loan.
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Old 04-23-2009, 03:34 PM   #38
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Old 04-23-2009, 03:37 PM   #39
Mr. Flopnuts Mr. Flopnuts is offline
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Keep this in mind Buck. In the beginning, your interest is higher because you owe more. You're paying interest on that interest right out of the gate. 10% is good, but that is going to raise it probably by around 3% over that time frame from a more conventional loan. That's a total off the top of my head guesstimate. It could be more, or less. Bottom line, pay that ****er off asap. Your credit is better than that rate.
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Old 04-23-2009, 03:37 PM   #40
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Old 04-23-2009, 03:37 PM   #41
Buck Buck is offline
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Quote:
Originally Posted by Mr. Flopnuts View Post
The only difference between that and a normal interest loan is, you pay interest on your interest with a compounded interest loan.
Can you do the math for me?

10% of the $3400 is $340

So Then you owe $3740 total?

I'm trying to help a friend out.
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Old 04-23-2009, 03:38 PM   #42
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Old 04-23-2009, 03:39 PM   #43
Mr. Flopnuts Mr. Flopnuts is offline
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Quote:
Originally Posted by MediaCenterJunkie View Post
Can you do the math for me?

10% of the $3400 is $340

So Then you owe $3740 total?

I'm trying to help a friend out.
It's not going to be that much. Give me a minute.
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Old 04-23-2009, 03:41 PM   #44
Mr. Flopnuts Mr. Flopnuts is offline
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Quote:
Originally Posted by Mr. Flopnuts View Post
It's not going to be that much. Give me a minute.
$3679.89 over 9 months. Here's a link to a compound interest calculator. You can play with the numbers. Obviously you want to divide that $400 into the total to get the amount of months for payoff.


http://math.about.com/library/blcompoundinterest.htm
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Old 04-23-2009, 03:42 PM   #45
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