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03-18-2011, 10:37 PM | #361 |
Keepin it Real
Join Date: Sep 2004
Location: Oklahoma
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I use coupons whenever I see one. Does that make me evil? I'm only 25 and someday I might need that extra money.
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Posts: 10,495
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03-18-2011, 10:45 PM | #362 | |
El Gato Gordo Loco
Join Date: Apr 2006
Location: Earth
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Quote:
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Posts: 46,572
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03-18-2011, 10:53 PM | #363 | |
Supporter
Join Date: Sep 2000
Location: Hollywood, CA
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Quote:
I'm obviously not privy to your finances but it may help you out in the short and long run. |
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Posts: 88,960
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03-19-2011, 06:34 AM | #364 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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Posts: 23,166
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03-19-2011, 06:39 AM | #365 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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Quote:
Pay off that student loan and get it out of your life... Mortgage, you make the call on that, thats a personal choice,My personal choice was to pay it off in full and kick wells fargo to the curb. |
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Posts: 23,166
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03-19-2011, 06:50 AM | #366 |
Veteran
Join Date: Apr 2007
Location: Colorado
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By next Friday I will not owe anyone a penny. I'm so looking forward to it.
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Posts: 3,819
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03-19-2011, 06:58 AM | #367 |
Banned
Join Date: Jan 2006
Location: Dallas, Texas
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I don't know why it even matters when the world is going to end in 1.5 years
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Posts: 56,356
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03-19-2011, 06:58 AM | #368 |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
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You're an odd cookie, R8ers. I've never seen someone so in need of justifying his financial decisions to others.
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Posts: 52,054
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03-19-2011, 07:49 AM | #369 |
Boom, Boom , Crash
Join Date: Sep 2000
Location: In my shed
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Posts: 12,040
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03-19-2011, 07:51 AM | #370 |
MVP
Join Date: Aug 2005
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We just paid off our car 3 years early so we officially only have mortgage debt.
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Posts: 14,520
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03-19-2011, 07:53 AM | #371 | |
Now it's Willie Time!
Join Date: Jun 2004
Location: Beating hippies
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Quote:
Same goes for the home mortgage. Sure, if you're just going to stuff the cash in a mattress then pay off the debt. But if your rate is 5% and your ROI in the market is 20% /yr averaged over the life of the loan well you just earned a nifty 15% on money that otherwise would have gone in the can. The only debt one should rush in an "at all costs" fashion to pay off is credit card debt. Christ, right now if got an ARM home loan your rate is actually lower than it was 3 years ago. I know you like to fellate yourself from atop your high horse for your financial "savvy" but stop being a dick about it because the bottom line is throwing money out the window because you've assigned some misguided evil to debt is reeruned. I work for my money then I make my money work for me. Bam. My guitar still costs more than your car and I've still got more cabbage in the couch cushions than you earn in 2 years. |
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Posts: 4,052
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03-19-2011, 08:34 AM | #372 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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Posts: 23,166
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03-19-2011, 08:37 AM | #373 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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Quote:
Keep thinking like that and you too will be broke all your life depending on someone else to decide if you will or will not have any money... |
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Posts: 23,166
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03-19-2011, 08:39 AM | #374 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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Quote:
I would much rather be "Odd" than up to my ass in debt and trying to justify spending money I don't have. |
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Posts: 23,166
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03-19-2011, 08:43 AM | #375 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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Quote:
Give me the name of that bank and a phone number, I will call them Monday |
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Posts: 23,166
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