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06-25-2024, 08:35 AM | #16 | |
When a nightmare becomes real
Join Date: Nov 2003
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Quote:
This applies to phone numbers you do recognize. It’s trivially easy to spoof an outbound call/phone number. As soon as the person who you think you may know asks for money, disengage - or at the very least require you do it in person. (This does not mean go through a third party!!) |
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06-25-2024, 08:45 AM | #17 | |
Three-Pat
Join Date: May 2011
Location: Colorado Springs
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I do agree that any call requiring you to take action immediately is definitely one you want to disengage from. |
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Posts: 18,078
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06-25-2024, 09:02 AM | #18 |
When a nightmare becomes real
Join Date: Nov 2003
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Posts: 47,011
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06-25-2024, 09:16 AM | #19 | |
Banded
Join Date: Feb 2001
Location: Oz
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I'm no expert but I would add to get your free credit report every year. |
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Posts: 41,915
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06-25-2024, 09:21 AM | #20 |
Starter
Join Date: Apr 2024
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BoomerFraudPreventionPlanet
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Posts: 577
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06-25-2024, 09:21 AM | #21 |
Banded
Join Date: Feb 2001
Location: Oz
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Oh, and the thing about debit cards. I like to use a credit card and then pay it. Wife always tries to get us to use the debit card. Says bank will put $8 a month in our account if we use the debit card at least 10 times (or something like that). I guess I don't have a problem using it with a legit business that I know and in person. Anything else, heck no!
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06-25-2024, 09:22 AM | #22 |
Banded
Join Date: Feb 2001
Location: Oz
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Posts: 41,915
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06-25-2024, 09:24 AM | #23 |
Banded
Join Date: Feb 2001
Location: Oz
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One other thing about this that really pisses me off is that I have had my info stolen through no fault of my own. Many legit financial institutions (some with which I have done business) have been hacked, especially in recent years. It is almost becoming an epidemic. They send you a letter telling you that they got hacked and then give you a year or two of credit monitoring. That's some real BS. How about you do a better job of protecting my info instead?
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Posts: 41,915
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06-25-2024, 09:28 AM | #24 | |
Hey Loochy, I'm hooome!
Join Date: Oct 2008
Location: PooPooKaKaPeePeeShire
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Quote:
I always have to remind/convince my wife to NOT use the debit cards unless that's the only method of payment they'll take. It's not as secure AND we don't earn rewards on it. I will say, though, about 10 years ago I had some fraudulent charges on my debit card. Wells Fargo cleared that up nicely and quickly, just as it would have gone with a credit card. |
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Posts: 41,221
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06-25-2024, 09:28 AM | #25 |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
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It really just comes down to the fact that humans are influenced much more strongly by anecdotes than data. Ask people on the street about how crime today compares to crime in the past couple of decades and see what kinds of answers you get. People are freaked out by everything they see in the news, but the reality is crime is far lower today than it has been in ages.
Here's a good article about it. |
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06-25-2024, 09:31 AM | #26 | |
When a nightmare becomes real
Join Date: Nov 2003
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Quote:
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06-25-2024, 09:33 AM | #27 |
When a nightmare becomes real
Join Date: Nov 2003
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Posts: 47,011
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06-25-2024, 09:37 AM | #28 |
sorta mod-ish
Join Date: Jan 2004
Location: KC North
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Fear is just another commodity people have figured out how to monetize.
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Posts: 103,353
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06-25-2024, 09:37 AM | #29 |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
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Yeah, it's like saying that you should do a better job of protecting your house from burglary. Sure, you can add steel bars to your windows and strengthen your doors, but if someone has enough time and motivation, they'll cut through the roof without you even thinking that was a possibility.
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Posts: 52,370
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06-25-2024, 09:38 AM | #30 | |
sorta mod-ish
Join Date: Jan 2004
Location: KC North
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Quote:
And in lieu of that, just use a credit card? Or is cash king? |
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