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06-23-2019, 09:10 PM | #2941 | |
NFL's #1 Ermines Fan
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06-23-2019, 09:16 PM | #2942 | ||||||
Champs!
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Location: Kansas City
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06-23-2019, 09:29 PM | #2943 | |
Mod Team
Join Date: Sep 2011
Location: Valley of the hot as ****
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The $310 isn't super meaningful. Think in term of your salary percentage. People should be putting in 10-15% of their salary into retirement accounts....more if you can swing it. |
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06-23-2019, 09:31 PM | #2944 |
NFL's #1 Ermines Fan
Join Date: Jul 2001
Location: My house
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I'll admit that I'm blatantly aggressive in my investments, so take your own philosophy into account, but unless you're getting close to retirement I'm not a big fan of F and G. They're conservative if you're risk-averse, but as long as you don't fear a long-term bear market, and/or you're young enough to recover from such a market, you're better off loading up on C. How many years do you have until your planned retirement?
I've been burned on international funds in the past, so I don't like them, but I can see why you'd want some. Just my opinions, and I'm no expert. |
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06-23-2019, 09:33 PM | #2945 | |
Champs!
Join Date: Mar 2004
Location: Kansas City
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I just wasn't sure if I was putting a little too much/being a little too conservative on the F and G funds. |
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06-23-2019, 09:41 PM | #2946 | |
Champs!
Join Date: Mar 2004
Location: Kansas City
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Downside was I didn't have much of a retirement in my 20's, so that's part of the reason why I'm being a little aggressive to make up for that lost time. At least I was not impacted by the great recession in the 2008. And yeah, the international funds were shaky initially, but as long as I'm seeing positive returns annually, I'll be fine. But that one I tend to watch more closely than the C and S funds. |
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06-23-2019, 09:41 PM | #2947 | |
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06-23-2019, 09:43 PM | #2948 | |
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06-23-2019, 09:50 PM | #2949 | |
Spooky Action
Join Date: Dec 2003
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06-23-2019, 09:52 PM | #2950 | |
Champs!
Join Date: Mar 2004
Location: Kansas City
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But the C/S/I funds returns have been OK so.... |
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06-23-2019, 10:05 PM | #2951 | |
NFL's #1 Ermines Fan
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(Crossing my fingers that we don't have a recession and coach blames me for losing money.) |
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06-23-2019, 10:13 PM | #2952 |
Banned
Join Date: Jan 2013
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This is too diverse IMO. And 10% to F&G is not much of a hedge.
Invest aggressively, gain aggressively. |
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06-24-2019, 05:38 AM | #2953 | |
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Join Date: Oct 2002
Location: Bismarck
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The C/S fund can be pretty volatile, but since you are far enough away you might be able to handle a few bad stretches since those 2 funds are fairly aggressive. |
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06-24-2019, 05:52 AM | #2954 | |
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06-24-2019, 06:41 AM | #2955 |
Fish are scared of me
Join Date: Nov 2001
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You guys are doing it all wrong. Put your basis in real estate and use play money for the damn stock market.
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