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#136 |
Veteran
Join Date: Apr 2002
Location: Jupiter, FL.
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Just getting caught up on this. Sorry to hear about your struggles. Been to the bottom and back several times myself. Sounds like you have quite a bit of customer service experience and are used to talking to random strangers on the phone. Don’t discount that skill brother. I did a couple years recruiting for an inbound Medicare sales agency and during the enrollment season, which is coming up, we had reps making $3k-$6k per week. And these folks weren’t the sharpest knives in the drawer. You may want to look at what it takes to get your license in OR, it’s usually anywhere from 20-30 hours worth of coursework online. Could be a nice seasonal bump for you if you think you can stomach reading a script over and over again. It’s a fast growing customer base as the Boomers head off into retirement. Best of luck!
https://dfr.oregon.gov/business/lice...licensing.aspx |
Posts: 3,838
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#137 | |
MVP
Join Date: Oct 2011
Location: Chandler AZ
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Quote:
There are millions going through similar situations. I sling mortgages for a living and more than 95% of my business is coming from people doing cash out refinances to pay down credit card debt. This country is absolutely drowning in credit card debt right now. And from people who work hard, make good money, and still can't keep their heads above water. I've been in this business off-and-on for the last 22 years and I've never seen anything even remotely as bad as things are right now. It's totally unsustainable for a nation. So you are not alone by a long, long, long shot. You'll pull through this, learn great lessons, and pass them along to others in your life. Just keep grinding, and good luck to you. |
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Posts: 13,355
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#138 |
Special Teams ACE!!!
Join Date: Apr 2002
Location: Where the hell is SNR
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Sounds like things are starting to look up for you, Hydrae, but I'll continue to keep the positive thoughts coming your way.
Also, if Otter ever becomes unemployed, I ain't gonna exactly be selective with my words. |
Posts: 91,356
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#139 |
Has a particular set of skills
Join Date: Dec 2003
Location: On the water
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Being judgmental of someone you have never met is not a good look. Take a break and come back and apologize.
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Posts: 79,617
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#140 | |
On Hiatus
Join Date: Aug 2000
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Quote:
There are age points where taking SS earlier than age 70 makes sense. |
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Posts: 11,520
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#141 |
Bono & Grbac wasn't enough
Join Date: Oct 2000
Location: Sioux City, IA
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SS - Take it when you can. You never know when it'll dry up paying people who refuse to get jobs and illegal invaders. I don't ever plan on seeing it
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Posts: 35,670
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#142 |
(Sir/Yes Sir/Aye Aye Sir)
Join Date: Oct 2009
Location: Diving
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The SS topic is interesting, it always is... And I 10000% agree that it's up to each individual's situation. In cases where it's needed to make ends meet it's a no-brainer, but after that it's a balancing act. I'm not going to wait until 70 to take it because of my lifestyle and passion, so waiting so much longer for the higher payout (all based on the government's opinion on when you'll die (how long/less they'll probably have to pay that higher amount)), so I'll take that beer money sooner than later and use it to travel.
But that's just me. |
Posts: 117,919
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#143 |
Has a particular set of skills
Join Date: Dec 2003
Location: On the water
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Posts: 79,617
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#144 |
Has a particular set of skills
Join Date: Dec 2003
Location: On the water
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I never thought I'd see any of that SS money I was paying in either. I was convinced it was a waste of what little money I had at the time. Now, I'm on it. So another case of never say never.
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Posts: 79,617
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#145 |
Bono & Grbac wasn't enough
Join Date: Oct 2000
Location: Sioux City, IA
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Posts: 35,670
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#146 |
Everything is Awesome!!!!!
Join Date: Jul 2008
Location: The Pitt
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I’ve said it before, and I’ll say it again. This is why I come to CP!!
Brother comes in with a serious problem and most if not all has helped out. Thanks for all that (most of) you do!! Best of luck, fellow member!!! |
Posts: 11,127
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#147 | |
In Search of a Life
Join Date: Mar 2006
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Quote:
You can draw early at 62 and keep working and if things go well again, all that extra earned income will reshape your future draw numbers. If it doesn't work out, at least it's some income to ideally not be living on the streets. I think you need to last into your 80's for where waiting to 70 vs 67 would become the advantage and well google says the avg male life expectancy in the US is about 75. That's before even starting to weigh you're working for an additional 3 years of time burnt that you can never ever buy back. The rest of whatever hypothetical you threw out that clearly doesn't apply to the OP here so moving on. |
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Posts: 22,258
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#148 |
(Sir/Yes Sir/Aye Aye Sir)
Join Date: Oct 2009
Location: Diving
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That's another reason I'm taking it at 62. Again, it's mostly beer money for me, but it'll amount to a very nice liveaboard trip a month for me, and that's fine. But yeah, I never thought we'd see it.
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Posts: 117,919
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#149 |
Would an idiot do that?
Join Date: Nov 2000
Location: Arizona
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Posts: 56,179
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#150 |
THE RED MENACE
Join Date: Aug 2000
Location: Texas
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Posts: 32,414
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