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I've always shunned bonds because I've always had the view that long-term stock holdings are the way to go. But at some point soon I'm going to get on the glide path to retirement and I don't want to encounter turbulence. What do you guys know about municipal bond funds? Something that could get me a 5 percent consistent return without worry of dividend cuts would be nice. Something like NVG seems like it could do that. Thoughts?
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