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Originally Posted by lewdog
We have 50% equity on the house so the mortgage payment is super low now. Paying $100-200 extra a month wouldn’t hurt us and helps in the long run I think. I already max my ROTH IRA. Good points.
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Good on ya dude. Sounds like you really can't go wrong.
If I were you, I'd sock it away separately and see if you can get a different investment going. Maybe it's a side hustle, or a house to rent or something. Even if you just start a taxable investment account, I bet you can beat 2.5%.
But if you put money against the mortgage it'll pay it off faster, and unless you move, once it's paid off, that's material money you then get to keep.