Quote:
Originally Posted by BigRedChief
Also for those who don’t know, Medicare A&B is usually free. But there are a lot of holes in it. You’ll need to buy a “g” or “n” plan.
Do not under any circumstances get what’s called a Medicare advantage plan. They are usually free and have 0 co-pays. Sounds good right?
Think HMO’s in 90’s. All they do is deny you care. Testing etc. and if you select those crappy plans when you have had enough of the shitty care, you have to be approved to change to the good plans. You have anything that’s expensive to cover, they can deny you.
If you get a “g” plan you can always go to the advantage plans in the future. There’s a reason that 80% of all people select the “g” plan.
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This × A billion....all those advantage plans you see advertised are useless for most people.
My wife and I were lucky that there was a guy at church who helped retirees like us to pick the best plan based on our health needs.