Quote:
Originally Posted by DaKCMan AP
It depends. I don't know their income, but if he and his wife both max out a 401k/403b/whatever, max out HSA if they have a HDHC plan, etc. they could bring their AGI low enough to contribute to a Roth.
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This was an option I considered. I don't know much about the HSA, but we do have a hdhc plan for myself but the kids are a bit different as the wife feels they need good coverage.
Instead of the hsa, I tend to keep quite a bit of cash in my practice llc account for emergencies. Dunno if that's wise or not.