Quote:
Originally Posted by Lzen
Good thread. My wife plans to retire in a couple of years. Her job is just too stressful. She will still have to find some other employment as I don't think we can afford to live on my income and her retirement.
Me, I figure unless I can work some magic, I probably have at least 10-12 more years before I can retire.
Most people that I have ever talked to about retirement are looking at what health care costs and/or when they are eligible for Medicare. We are both early 50s so Medicare will be awhile. But she can retire and I'll just add her to my healthcare. We both work for the same main entity, just different departments. So, the healthcare should remain the same for her.
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yep, you can’t get on Medicare until you are 65. Married filing jointly you have a limit of $129K in income. Anything over that, you’ll have to pay part of the Medicare costs. Since I retired sooner than planned, I had a lot of income on my W2.
I'm paying close to $400 a month for Medicare A&B, G plan and a drugs plan. But when I get the new tax return for 2004 taxes, we should get that down to around $150 a month.
I had a good PPO plan. Still charged me $500 co-pays for MRI ‘s and Cat Scans. $60 for an office visit. I don’t have to pay those co-pays on Medicare. So that’s saving me more than chump change.