Quote:
Originally Posted by Buehler445
If he has nothing invested, he needs to get something in retirement IMO.
A million questions should probably be asked, but if a guy has nothing at all I’d be hard pressed to find a better positioned investment.
Logic would dictate that if he thought he would need access to the money he would have mentioned it.
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Sure, but I’d want to confirm if he has a retirement account. 401k, pension, etc… Does he have access to a workplace retirement? Are they forgoing a workplace match to save the $3,000.
Does he have an emergency fund? Is the money saved for anything upcoming?
In my experience novel investors need an in depth conversation before general advice.