Quote:
Originally Posted by Hoover
You are missing my point.
State and federal governments mandate that insurance companies cover all sorts of things. So even if it’s impossible for my wife and I to conceive a child, our health coverage has to contain coverage for pregnancy. All the mental heath issues? Mandated to be covered. Some dude thinks he’s a woman trapped in a dudes body. ****ing covered.
Let the consumer decided what coverage they actually want or need and it would be more affordable. The Shia broken because it’s required to cover all things for all people.
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This post is not entirely accurate.
You or your employer can and does choose various options of what their plan will or will not cover.
Cancer, mental/nervous, specialists is generally an add-on/rider policy and not covered unless you pay extra.
The hospital that I work at does not cover specialists, basically anything with an 'ologist in the title until you hit your max out of pocket.