To be honest there is no real use case at the moment for an average American to use Bitcoin except as a purely speculative investment. That will change with time however as there is equal monies being pumped by VCs into Bitcoin startups as there were back in the early nineties for the Internet.
Now remittances in Mexico and Asia, the unbanked in Africa and as a store of value for Argentinians & Venezuelans. There is something to watch.
This thing is bigger than most can comprehend. I really recommend doing your homework, read the Satoshi whitepaper.
